topic Re: Collection Dropped Score Jumped in General Credit Topics

Collection Dropped Score Jumped

Iusedtolurk — Tue, 24 Nov 2020 02:58:55 GMT

Checking my Experian report I saw a collection had dropped off (the only one I had on Experian, Trans and Equifax were clean already).

Noticed this event caused a nice size jump in my Fico 2 scores.

Come a long way from my 500 scores a little over a couple of years ago.

The marathon is steadily showing positive changes. Almost have 700s across the board.

Patting myself on the back for paying attention to my credit and doing right by it since I started rebuilding. I have learned so much from this forum. Thanks to all who contribute their knowledge and experience.

Re: Collection Dropped Score Jumped

AllZero — Tue, 24 Nov 2020 03:05:46 GMT

Congratulations on your success!

Re: Collection Dropped Score Jumped

Anonymous — Tue, 24 Nov 2020 14:27:51 GMT

Was it a small (<$100) collection?

I ask because I know Fico 9 handles those differently and looking at your Fico 9 scores relative to the others they didn't move much.

Re: Collection Dropped Score Jumped

Iusedtolurk — Tue, 24 Nov 2020 14:56:19 GMT

@Anonymous wrote:
Was it a small (<$100) collection?

I ask because I know Fico 9 handles those differently and looking at your Fico 9 scores relative to the others they didn't move much.

Definitely not small (>$100) It was a closed account with a balance still showing.