Dell Financial Services Questions

Anonymous — Thu, 03 Dec 2020 23:55:51 GMT

I am preapproved for $5500 from Dell and would pay the balance off prolly within a month or two after getting the items.

Does Dell/DFS report payment history to all major CRA'S?

I read on the Dell site that they report as a "Revolving Line Of Credit. Does this mean it would not show up as a Consumer Finance Account but just look like a revolving credit card account on my credit reports?

Any insight would help and thanks!!

Re: Dell Financial Services Questions

K-in-Boston — Fri, 04 Dec 2020 00:53:28 GMT

Yes. DFS reports to all 3 bureaus. It shows as a revolving account, just like any other store card.

It is likely still flagged by some systems as a CFA. That's not something that is always obvious, and can happen on any store card like this and even notoriously at least one major auto manufacturer's own auto lending division.

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Dell Financial Services Questions

Re: Dell Financial Services Questions