topic Re: Credit Karma reflects updated accounts in General Credit Topics

Credit Karma reflects updated accounts

babbles — Wed, 09 Dec 2020 15:55:46 GMT

Yes! CK shows my trade in of vehilce paid and new vehicle added on TN & EQ files but not FICO? what gives?

Re: Credit Karma reflects updated accounts

thornback — Wed, 09 Dec 2020 16:05:18 GMT

Seems whatever monitoring service you are using for FICO scores has not picked up on / alerted to the changes just yet. Monitoring is often delayed by a day or two or three. I find CK to be the fastest in alerting to report changes.

Re: Credit Karma reflects updated accounts

Anonymous — Wed, 09 Dec 2020 16:53:13 GMT

@babbles wrote:
Yes! CK shows my trade in of vehilce paid and new vehicle added on TN & EQ files but not FICO? what gives?

What's the date of the CK report updates and what is the date of the Fico report update?

Re: Credit Karma reflects updated accounts

babbles — Thu, 10 Dec 2020 01:56:13 GMT

just so happens both dec 4th, I have the FICO 3B plan

Re: Credit Karma reflects updated accounts

thornback — Thu, 10 Dec 2020 01:57:38 GMT

@babbles wrote:
just so happens both dec 4th, I have the FICO 3B plan

Pulled at different times of the day perhaps?

You can go pull your reports from annualcreditreport.com for free to get most recent data.

Re: Credit Karma reflects updated accounts

babbles — Thu, 10 Dec 2020 23:34:42 GMT

do i have to unfreeze all reports to get the reports of annual credit?

Re: Credit Karma reflects updated accounts

thornback — Fri, 11 Dec 2020 00:02:02 GMT

You know, I dont believe you do but I'm not 100% certain. It's been a while since pulled my ACR but I dont remember needing to unfreeze first.