topic Re: AMEX BCP PAID OFF!! in General Credit Topics

AMEX BCP PAID OFF!!

kidink1911 — Tue, 12 Jan 2021 21:50:34 GMT

Wow, I'm on a roll today!

Paid off my AMEX BCP today after having already paid two other CC down to $0 today as well!!

Now I only have 1 credit card with a balance on it AND my credit utilization falls well under the 30% mark and I'm so ready to see those credit scores soar!!

My hard work, discipline, and determination to improve my credit scores and financial picture is shaping up!! Woo hoo!!

Re: AMEX BCP PAID OFF!!

M_Smart007 — Tue, 12 Jan 2021 22:22:26 GMT

Congratulations on your success

Re: AMEX BCP PAID OFF!!

BAD_UP — Wed, 13 Jan 2021 16:56:32 GMT

Congrats on your hard work & success soon you will reap the benefits on your hard work

Re: AMEX BCP PAID OFF!!

Anonymous — Wed, 13 Jan 2021 17:14:12 GMT

Sweet. Have you calculated your "before" utilization percentage and your "after" utilization percentage once the $0 balances report?

Also total number/percentage of accounts with a balance matters... so if you're lowering that by 3 it could possibly help increase your scores.

Re: AMEX BCP PAID OFF!!

cashorcharge — Wed, 13 Jan 2021 17:24:59 GMT

That's great!! Great work!!

Re: AMEX BCP PAID OFF!!

AllZero — Wed, 13 Jan 2021 17:33:27 GMT

Congratulations on your success!

Re: AMEX BCP PAID OFF!!

kidink1911 — Wed, 13 Jan 2021 17:38:47 GMT

My credit utilization went from 74% to 37% so I'm anxious to see my score raise.

Re: AMEX BCP PAID OFF!!

Anonymous — Thu, 14 Jan 2021 01:13:28 GMT

And your number of accounts with a balance?

Re: AMEX BCP PAID OFF!!

kidink1911 — Thu, 14 Jan 2021 01:22:51 GMT

Now 1 CC with a balance and 2 auto loans (both paid on time with no lates)