topic Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc) in General Credit Topics

What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Wed, 13 Jan 2021 18:38:50 GMT

Hello everyone! I am looking to know what my FICO V5 Score is and tried searching forum for answer but came up with nothing. I am curious what credit union, credit card, monitoring service, etc. that provides FICO 5 score monthly or whenever for free. Does anyone know who has this? I heard DCU does, but I am not a member of that credit union. Thank you!

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

spiritcraft1 — Wed, 13 Jan 2021 18:40:55 GMT

DCU and PSECU

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Wed, 13 Jan 2021 18:40:56 GMT

@Anonymous wrote:
Hello everyone! I am looking to know what my FICO V5 Score is and tried searching forum for answer but came up with nothing. I am curious what credit union, credit card, monitoring service, etc. that provides FICO 5 score monthly or whenever for free. Does anyone know who has this? I heard DCU does, but I am not a member of that credit union. Thank you!

DCU is the only one I know of. Perhaps someone else will be able to help you find another source. It wasn't a HP to join DCU, so there is that, plus they have a really good savings account where the first 1k earns 6% interest!

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Wed, 13 Jan 2021 18:52:08 GMT

Do you get access to FICO 5 with just a regular checking account? Or do you have to open a loan account up?

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Wed, 13 Jan 2021 18:52:50 GMT

Can you answer message above as well? Thank you!

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Wed, 13 Jan 2021 18:54:08 GMT

@Anonymous wrote:
Do you get access to FICO 5 with just a regular checking account? Or do you have to open a loan account up?

My SO only has the checking/savings and has no credit products with them. You may be able to getting with the bare savings account.

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Wed, 13 Jan 2021 20:34:18 GMT

What is SO? And which one do you have? DCU or PSECU?

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

FinStar — Wed, 13 Jan 2021 21:10:51 GMT

@Anonymous wrote:
What is SO? And which one do you have? DCU or PSECU?

SO = Significant Other

https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Thu, 14 Jan 2021 01:12:25 GMT

Just curious, why the interest in obtaining a Fico 5 score source specifically?

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Thu, 14 Jan 2021 18:44:58 GMT

DCU savings account will give you a Equifax Fico 5. if you have extra $$ you can park it there.

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Fri, 15 Jan 2021 01:37:22 GMT

@Anonymous wrote:
What is SO? And which one do you have? DCU or PSECU?

DCU

SO = Significant Other

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Fri, 15 Jan 2021 01:52:54 GMT

I have credit card from Keesler FCU that goes to prime rate and you have to have 760 or more. Just waiting for that day to hit as I missed it by a few points

Re: What free service provides FICO 5 Score (Credit Monitoring, Banks, Cards, Credit Union, Etc)

Anonymous — Fri, 15 Jan 2021 01:53:24 GMT

Thanks everyone for help. I appreciate you!

FICO 5 only - what monitoring product to use?

wvasweetness — Sun, 17 Jan 2021 17:55:40 GMT

I'm monitoring only for the purpose of a applying for a mortgage this summer. Our lendor uses FICO 5. I'm currently subscribed to myFICO premier... is this the best option since I'm concerned with FICO 5 only (for now)?

Re: FICO 5 only - what monitoring product to use?

AllZero — Sun, 17 Jan 2021 17:58:32 GMT

UNOFFICIAL LIST of credit cards and which score they provide

DCU offers free monthly EQ5 score.

Re: FICO 5 only - what monitoring product to use?

Anonymous — Sun, 17 Jan 2021 21:17:29 GMT

I was actually going to page @AllZero because I knew he knew a credit union that gives it, but I see he’s already on point!

Re: FICO 5 only - what monitoring product to use?

SouthJamaica — Sun, 17 Jan 2021 22:44:22 GMT

@wvasweetness wrote:
I'm monitoring only for the purpose of a applying for a mortgage this summer. Our lendor uses FICO 5. I'm currently subscribed to myFICO premier... is this the best option since I'm concerned with FICO 5 only (for now)?

DCU gives you the score for free on a monthly basis, but MyFICO Premier is the best way for you know not only your score but also what's going into your report and how it's affecting your score.

I know it's super expensive, but the information might be critical in helping you save a lot of money in interest.