topic Re: Credit Card Update in General Credit Topics

Credit Card Update

spedteacher1 — Fri, 29 Jan 2021 16:47:30 GMT

Is it possible to get a credit card (Bank of America Rewards Visa) to update again? I had thought my account was paid in full and they charged me a $15 balance transfer fee after I had thought I had paid the account to zero. I didn't factor in to pay a little bit more to cover any fees. Is there anyway to get them to send an update to the credit bureaus or do I have to wait another month?

That zero will bring me from 10/15 reporting a zero balance to 11/15 so I really want the $0 for my mortgage score asap!

Thank you!

Re: Credit Card Update

Anonymous — Fri, 29 Jan 2021 17:10:15 GMT

What are you speaking if is known as an off-cycle reporting. Some lenders have no problem doing one (like Discover) where others won't do it (like Citi). I'm not sure what BoA's policy is on it, but it never hurts to contact them and ask.

Re: Credit Card Update

spedteacher1 — Fri, 29 Jan 2021 17:33:27 GMT

Okay- thank you!