topic Re: simulator shows 15 point improvement in General Credit Topics

simulator shows 15 point improvement

Anonymous — Sat, 06 Mar 2021 18:45:30 GMT

Based on the simulator if I do nothing but make payments on time for the next 24 months, it will cause my scores to go up 20 points.

wow.

Massive improvement.

Re: simulator shows 15 point improvement

Mr_Mojo_Risin — Sat, 06 Mar 2021 18:57:35 GMT

That's great to hear!

Though some members say the simulator is always wrong for them, it's usually close for me 🤷‍♂️

Re: simulator shows 15 point improvement

OmarGB9 — Sun, 07 Mar 2021 03:22:38 GMT

@Mr_Mojo_Risin wrote:
That's great to hear!
Though some members say the simulator is always wrong for them, it's usually close for me 🤷‍♂️

I think you're an outlier. Most of the time simulators are way off.

Re: simulator shows 15 point improvement

Anonymous — Sun, 07 Mar 2021 04:23:30 GMT

@Anonymous wrote:

Based on the simulator if I do nothing but make payments on time for the next 24 months, it will cause my scores to go up 20 points.

wow.

Massive improvement.

Simulators can be notoriously inaccurate, so definitely don't expect what it tells you to actually happen. All profiles are different and a simulator doesn't take into account enough variables to be nearly accurate enough many times.

Re: simulator shows 15 point improvement

Mr_Mojo_Risin — Sun, 07 Mar 2021 12:28:37 GMT

@OmarGB9 wrote:
@Mr_Mojo_Risin wrote:
That's great to hear!
Though some members say the simulator is always wrong for them, it's usually close for me 🤷‍♂️

I think you're an outlier. Most of the time simulators are way off.

Yeah I think you're right about me.

I've only checked the simulator if I was gonna make a move, which has only been 3-4 times in the last year or so.

Thinking of asking NFCU for a PL so I might find out if the simulator has been a fluke for me or not.