topic Re: Soft pulls in General Credit Topics

Soft pulls

Anonymous — Thu, 11 Mar 2021 18:17:28 GMT

Is it possible to see your soft pulls from the myfico app?

Re: Soft pulls

FinStar — Thu, 11 Mar 2021 18:43:56 GMT

Unfortunately, no.

However, you can obtain your credit reports through annualcreditreport.com and those should be visible through each respective disclosure.

Re: Soft pulls

Anonymous — Thu, 11 Mar 2021 18:53:14 GMT

@FinStar @Thank you. I didn't think so but I figured I'd ask. With freeannualcreditreport.com giving credit reports every week it's nice to track who's checking out my credit. But I wish it was accessible through myfico as well.

Re: Soft pulls

FinStar — Fri, 12 Mar 2021 02:37:21 GMT

@Anonymous wrote:
@FinStar @Thank you. I didn't think so but I figured I'd ask. With freeannualcreditreport.com giving credit reports every week it's nice to track who's checking out my credit. But I wish it was accessible through myfico as well.

You're welcome @Anonymous. Totally understand and it would be nice if such a feature was available. On the upside, annualcreditreport.com has extended the complimentary access to report disclosures until 2022 which makes it nice to be able to review things more periodically for a while.

Re: Soft pulls

Anonymous — Fri, 12 Mar 2021 07:12:53 GMT

Here is a concise way to get them daily without being flagged for TOS violations.

There is a LEGIT backdoor method to get daily SPs from TU, but not thru MyFico account.

If you go directly to TU website, *without crearing an account*, you can only pull 6 free credit reports a year.

*If you create an account*, which is FREE, you can login and get your credit report for free every 24 hours. This is what I consider a "backdoor" method, but is 100% legit: create an account vs not creating an account.

Whether you create an account or not, these reports are identical to the reports from ACR and include SPs.

There is no shenanigans involved.

Re: Soft pulls

Iusedtolurk — Fri, 12 Mar 2021 15:15:00 GMT

@FinStar wrote:
@Anonymous wrote:
@FinStar @Thank you. I didn't think so but I figured I'd ask. With freeannualcreditreport.com giving credit reports every week it's nice to track who's checking out my credit. But I wish it was accessible through myfico as well.
You're welcome @Anonymous. Totally understand and it would be nice if such a feature was available. On the upside, annualcreditreport.com has extended the complimentary access to report disclosures until 2022 which makes it nice to be able to review things more periodically for a while.

@FinStarFirst I've heard that they extended the free reports I was thinking they were over next month. Good to know. Too bad I can never get Experian to work since the first couple of times I pulled them. Trans and Eq still work for me.

At least I can see the soft pulls from my Ex account.