topic Re: TU doesn’t update until dispute is over? in General Credit Topics

TU doesn’t update until dispute is over?

Anonymous — Sun, 04 Apr 2021 20:35:55 GMT

I've searched this but can't find an answer.

I've disputed two accounts that were IIB that I recently discovered are updating every month only on TU. Other IIB accounts are reporting their closed dates appropriately on TU, and these 2 accounts are reporting correctly on EX and EQ.

I disputed them online on 3/21. Since then I've paid off 5 accounts and my EX and EQ are reporting them. But TU has stopped updating since 3/25.

Will TU start reporting again once the dispute is settled? I think this is strange tho.

Edit: I should clarify:

1. The 2 accounts (Macy's and Sears Citi) are reporting SOMETHING every month, because the date changes every month in my TU report. Other IIB accounts are not doing this.

2. my dispute wording was: "This account was included in BK7 and is reporting every month which may violate the FCRA since it may appear as though they are trying to collect on a debt "

Re: TU doesn’t update until dispute is over?

coldfusion — Sun, 04 Apr 2021 20:44:02 GMT

To confirm, did you file disputes with Citi Retail Services (since they issue Macy's and Sears cards) or did you file them with Transunion?

Re: TU doesn’t update until dispute is over?

Anonymous — Sun, 04 Apr 2021 20:47:49 GMT

I filed with TU. EX and EQ are not updating these accounts every month with new dates. Let me see if I can screenshot it

Re: TU doesn’t update until dispute is over?

Anonymous — Mon, 05 Apr 2021 01:13:25 GMT

Ok so here are the 2 accounts (from March's Report, don't have April's yet) on TU and EX

Re: TU doesn’t update until dispute is over?

Anonymous — Mon, 05 Apr 2021 01:15:07 GMT

And just to compare, here's an EX and TU report on another account that was IIB but seems to be reporting correctly now (well, after April 2020!)TU

Re: TU doesn’t update until dispute is over?

Yasselife — Wed, 14 Apr 2021 13:48:07 GMT

👍

Re: TU doesn’t update until dispute is over?

Yasselife — Wed, 14 Apr 2021 13:50:45 GMT

🤔