topic Re: Experian vs MyFico in General Credit Topics

Experian vs MyFico

House2021 — Mon, 24 May 2021 21:28:54 GMT

I have MyFico but today I signed up for the free trial of Experian, it has the mortgage score, does it provide updates to the mortgage score throughout the month or only once per month like myFico? I also have a credit.com account (free trial), are they once a month too or do they update the mortgage scores during the month?

Re: Experian vs MyFico

babygirl1256 — Mon, 24 May 2021 21:38:17 GMT

The EX free member only reflects your "monthly" FICO 8 Score and to obtain the mortgage score, etc. would require the paid membership . . . which I opted to pass on. Hope this helps.

Re: Experian vs MyFico

SouthJamaica — Tue, 25 May 2021 01:01:37 GMT

@House2021 wrote:
I have MyFico but today I signed up for the free trial of Experian, it has the mortgage score, does it provide updates to the mortgage score throughout the month or only once per month like myFico? I also have a credit.com account (free trial), are they once a month too or do they update the mortgage scores during the month?

I don't know about all the packages experian.com offers, I just know that the one to which I subscribe -- which is called "Identityworks Plus" -- provides daily updates of the experian report and 7 FICO scores, including FICO 8 and FICO 2.

Re: Experian vs MyFico

Slabenstein — Tue, 25 May 2021 13:07:22 GMT

If you're either on a trial or have a paid subscription you get your EX2 mortgage score daily, but their free membership doesn't provide the mortgage score.