topic Re: Inquiry Removal in General Credit Topics

Inquiry Removal

AWill71i — Sat, 12 Jun 2021 13:36:13 GMT

Anyone know any tips and tricks for fast removal of Transunion credit report?

Re: Inquiry Removal

Anonymous — Sat, 12 Jun 2021 14:19:18 GMT

@AWill71i wrote:
Anyone know any tips and tricks for fast removal of Transunion credit report?

Yep - wait about 2 years from the original inquiry date and it will go away.

Other than that, no. There is no advisable secret, tips, or tricks that will remove legit inquiries from a report. They are there for a reason.

Re: Inquiry Removal

AWill71i — Sat, 12 Jun 2021 14:12:17 GMT

I called Experian and told them the inquiries were not mines and listed them off and in 6 hours they were removed. So I'm not to sure if your accurate.

Re: Inquiry Removal

Anonymous — Sat, 12 Jun 2021 14:14:09 GMT

@AWill71i wrote:
I called Experian and told them the inquiries were not mines and listed them off and in 6 hours they were removed. So I'm not to sure if your accurate.

Oh, but I am correct. Disputing legit inquiries can lead to some very unintended and unfortunate circumstances. But, good luck with your methods!!

Re: Inquiry Removal

Brian_Earl_Spilner — Sat, 12 Jun 2021 14:21:09 GMT

If the lenders verify disputed items that were removed, they'll be reinserted and you'll take a score hit as if they were new.

Re: Inquiry Removal

Remedios — Sat, 12 Jun 2021 14:40:14 GMT

@AWill71i wrote:
I called Experian and told them the inquiries were not mines and listed them off and in 6 hours they were removed. So I'm not to sure if your accurate.

It is accurate and this forum isn't a place for unethical "tips and tricks"

Please do not ask for advice on removal of legitimate inquiries, it's not something that can be discussed here

For additional information please see Terms Of Service

Re: Inquiry Removal

gdale6 — Sat, 12 Jun 2021 14:54:58 GMT

You can call the company who inquired and ask them to recode it as soft. This is your only shot sans waiting 2 years for it to drop off.

Re: Inquiry Removal

coldfusion — Sun, 13 Jun 2021 14:47:37 GMT

@gdale6 wrote:
You can call the company who inquired and ask them to recode it as soft. This is your only shot sans waiting 2 years for it to drop off.

The entity that drew the inquiry can also at their discretion withdraw it without a recoding, although that generally would be in response to their having made the inquiry due to an administrative error or having made it without legitimate permissible purpose.