topic GW Letter for 30 day lates (please help) in General Credit Topics

GW Letter for 30 day lates (please help)

Anonymous — Sun, 05 Aug 2007 02:31:13 GMT

I am attempting to help my mother improve her credit profile. She has multiple 30 day lates between 2000 and 2004 on her mortgate through Northwest / Prudential. I told her about this board and she asked where she should start with the "goodwill" letters.

The 30 day lates are as follows:

In 2000 she has 1

In 2001 she has 1

In 2002 she has 4

In 2003 she has 4 &

In 2004 she has 2

So, from April of 2004 until now it has been paid on time without being late. My question is... should she break them down in a "goodwill" letter as listed above or how should she approach this issue? Can you ask for "goodwill" on so many lates?

Please advise.

Re: GW Letter for 30 day lates (please help)

Anonymous — Sun, 05 Aug 2007 02:38:57 GMT

It never hurts to ask. The late in 2000 should have dropped or will soon. Give them a good reason & remind them that she has never been late in 3 years.

check out the thread GW example letters it is on this page now.

And Tucaini's thread

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=6834

Message Edited by HappyDays on 08-04-2007 07:38 PM

Re: GW Letter for 30 day lates (please help)

Anonymous — Wed, 08 Aug 2007 22:36:47 GMT

I am not sure. Try sending a note / message to Tuscani, he's one of the moderators. He's very knowledgeable when it comes to specifics with these issues. There may also be a thread someplace to help.