topic Re: Erroneous EX Change of Address alert ? in General Credit Topics

Erroneous EX Change of Address alert ?

expatCanuck — Mon, 11 Oct 2021 07:29:26 GMT

Greetings -

Received the Experian alert below.

Called USPS. They advised that they had no record of any change.

Anyone else have a similar experience?

Re: Erroneous EX Change of Address alert ?

cashorcharge — Mon, 11 Oct 2021 07:29:58 GMT

@expatCanuck wrote:
Greetings -
Received the Experian alert below.
Called USPS. They advised that they had no record of any change.
Anyone else have a similar experience?

Yes. I have seen this too. I followed up and didn't find any issue/report or confirmation of what it reported. I ALSO (the month before that alert) got another weird notification that contact info for a bank account was altered. I followed up on that too and nothing was found. I'm curious as to what EX is doing/reviewing on the back end to generate these alerts. Are they getting the data from a partner or doing the research themselves?

Re: Erroneous EX Change of Address alert ?

FireMedic1 — Sat, 09 Oct 2021 21:29:29 GMT

@expatCanuck Someone posted the same thing over in Understanding FICO that happened yesterday. Something weird going on it seems with EX.

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/14-point-drop-for-address-change/td-p/6420748

Re: Erroneous EX Change of Address alert ?

CreditPacMan — Sun, 10 Oct 2021 08:28:05 GMT

I get alerts similar to these a lot from EX, and also stuff like "we found your data in some data breach" too.

Re: Erroneous EX Change of Address alert ?

Anonymous — Mon, 11 Oct 2021 01:02:11 GMT

Yes. I live half a block from the post office, so I walked down and talked with a manager who told me the exact same thing. No record of any change of address. But just to be safe, and after having someone use my AMEX to open an account with a credit monitoring service of all things, I put a freeze on all my accounts along with an alert and a statement. I monitor frequently so I'm confident I'd know or quickly catch credit being erroneously opened in my name.