topic Re: Collection agency re-reported in derogatory category question in General Credit Topics

Collection agency re-reported in derogatory category question

legacys7 — Sat, 23 Oct 2021 13:21:54 GMT

Goodmorning. Last October, I was able to get all of my collections, but one removed off of my report. Scores soared very high. The only one that wasn't removed, was a settled report from a collection company called, "Absolute Resolutions." But to my surprised, it was removed out of the "Derogatory marks" category like the other. But it was put in the closed accounts category as, "closed and settled." So since early September, I had zero negatives in the collections. To my surprise this morning, "Absolute Resolutions" reappears in the collections as a negative, even though it shows that the debt has been settled. My score didn't change. This is showing in Transunion via Credit Karma. Yeah I know. Credit Karma for some on here, isn't a great source. I had disputed the accuracy of the account, But that was last year and resolved. So I can't think of any reason that it would reappear again. Does anyone have an explantion for this enigma? Thanks in advance.

Re: Collection agency re-reported in derogatory category question

FireMedic1 — Sat, 23 Oct 2021 13:38:10 GMT

Doesnt really matter what CK says in what catagory it is. Its still Vantage. Its what FICO list it as. Its a collection that was paid and eventually will fall off in time. Look at you real credit reports at annual credit reports and see how its listed there.

Re: Collection agency re-reported in derogatory category question

OmarGB9 — Sat, 23 Oct 2021 19:29:45 GMT

@FireMedic1 wrote:
Doesnt really matter what CK says in what catagory it is. Its still Vantage. Its what FICO list it as. Its a collection that was paid and eventually will fall off in time. Look at you real credit reports at annual credit reports and see how its listed there.

This. Front end dashboards of monitoring services do weird things sometimes. But it really doesn't matter what category it falls under. Point is, it's a paid collection.