topic Re: When does US Bank report in General Credit Topics

When does US Bank report

kr43002 — Mon, 25 Oct 2021 22:26:02 GMT

I just a new US Bank card and I want to put my spending on it as it offers the highest rewards but I remember seeing something about them being funky with reporting. Can anyone chime in on how they report UTIL?

Re: When does US Bank report

dragontears — Mon, 25 Oct 2021 22:29:48 GMT

@kr43002 wrote:
I just a new US Bank card and I want to put my spending on it as it offers the highest rewards but I remember seeing something about them being funky with reporting. Can anyone chime in on how they report UTIL?

It reports the balance on the last business day of the month

Re: When does US Bank report

Red1Blue — Mon, 25 Oct 2021 22:30:26 GMT

Usually they report the balance at the end of the month. Even if you have your statement cut before then and pay the statement in full, they will report at the end of the month what ever the balance is on the account. One of the tricks I did is make them cut my statement at the end of the month. That way I have both statement and month end reporting the CRAs done simultaneously. No matter what like a clock work the report to CRAs at the end of each month what ever balance is on your account at that time. Good luck. Enjoy your new card.

Re: When does US Bank report

ChargedUp — Mon, 25 Oct 2021 23:08:27 GMT

Elan cards are the same way. Reports EOM.

Re: When does US Bank report

Anonymous — Mon, 25 Oct 2021 23:16:24 GMT

@ChargedUp wrote:
Elan cards are the same way. Reports EOM.

Same bank!

Re: When does US Bank report

ChargedUp — Mon, 25 Oct 2021 23:28:51 GMT

@Anonymous wrote:
@ChargedUp wrote:
Elan cards are the same way. Reports EOM.
Same bank!

I know that...

Elan, the softer side of 🧦 Bank.

Re: When does US Bank report

elixerin — Thu, 08 Sep 2022 23:49:57 GMT

@Red1Blue wrote:
Usually they report the balance at the end of the month. Even if you have your statement cut before then and pay the statement in full, they will report at the end of the month what ever the balance is on the account. One of the tricks I did is make them cut my statement at the end of the month. That way I have both statement and month end reporting the CRAs done simultaneously. No matter what like a clock work the report to CRAs at the end of each month what ever balance is on your account at that time. Good luck. Enjoy your new card.

is ur due date the day of report (last day of month) or day before that

Re: When does US Bank report

Jeffster1 — Sat, 01 Oct 2022 18:27:08 GMT

Mine reports on the 1st.