topic Re: Anyone else see this Apple Card CRA oddity? in General Credit Topics

Anyone else see this Apple Card CRA oddity?

aynot4fitness — Wed, 17 Nov 2021 02:54:21 GMT

GS/Apple hasn't reported my info to any of the 3 CRAs since reporting my Aug balance in Sept. Has anyone else seen this happen? It just seems a bit unusual. They've reported by the 4th of the month, every month for the past year, so it made me curious.

Re: Anyone else see this Apple Card CRA oddity?

Anonymous — Wed, 17 Nov 2021 18:14:39 GMT

GS is very inconsistent with reporting. My Apple card is still showing an old balance, I don't remember which month's balance. Others, and myself, have experienced similar oddities in the past as well. The takeaway, don't rely on Apple to report in a timely manner. So if you are going to finance products on it I would make sure it doesn't max out the utilization or you might suffer that penalty for several months.

Re: Anyone else see this Apple Card CRA oddity?

pakratus — Wed, 17 Nov 2021 23:23:17 GMT

I think this happened to me in July/Aug. I had ran up $500, paid off before statement closed, it reported anyways and stayed on my reports for another two months. It came off the same day as a new card reported (coincidence?).

While this was going on, Credit Karma would show the $500 when on the accounts overview, but detailed account info for the Apple Card showed no balance and current.

Was your balance the largest balance to report on that card?

Re: Anyone else see this Apple Card CRA oddity?

cashorcharge — Thu, 18 Nov 2021 22:05:05 GMT

This is not uncommon for GS or the Apple Card. I cannot recall a single month where the reporting was as timely as other FI's. Suffice to say, it will eventually get there...sometimes I don't see updates for 3 weeks after a statement period closes.

Re: Anyone else see this Apple Card CRA oddity?

NYC_Fella — Thu, 18 Nov 2021 23:47:42 GMT

For me Apple always reports mid-month (closing date is last day of month).

Re: Anyone else see this Apple Card CRA oddity?

Yasselife — Fri, 19 Nov 2021 23:07:34 GMT

@Anonymous

However, I have a loan with Marcus by GS and reports without problems. Apparently, it is Apple accounts that usually suffer from delays so I have been reading here.

Re: Anyone else see this Apple Card CRA oddity?

aynot4fitness — Sun, 21 Nov 2021 22:21:24 GMT

@pakratus wrote:

Was your balance the largest balance to report on that card?

Nope, the largest balance on that card was about $2,000. I just checked and all 3 CRAs still shows the $930 balance from August. Right now my balance is $540. It's not a big deal at all since I know it will catch up at some point. I was just curious if this happens to others and it seems as if it does.

Re: Anyone else see this Apple Card CRA oddity?

jasonbourne84 — Mon, 22 Nov 2021 00:03:59 GMT

+1. The most consistent thing about my GS/Apple reporting is that it's consistently late.

Apple Card Reporting

BMW_328i — Tue, 23 Nov 2021 20:31:36 GMT

Hi, I received my card in October and received the following updates; - TU reported on 11/14 - EQ reported on 11/17 However, EX has yet to report this new account. Has anyone been in this situation and how was it resolved? Thanks in advance!

Re: Apple Card Reporting

CreditPacMan — Tue, 23 Nov 2021 21:03:05 GMT

Sometimes it can take to two billing cycles for a new account to report. I would wait a couple more weeks.