topic Re: Adding a AU to Discover in General Credit Topics

Adding a AU to Discover

CardHunter — Thu, 25 Nov 2021 00:36:10 GMT

Greetings all, quick question. If my wife adds me to her Discover account will they do a hard or soft pull on my credit? I know they won't pull a credit check on her, but I couldn't find a answer on the Disco website for me. TIA.

Re: Adding a AU to Discover

SoCalGardener — Thu, 25 Nov 2021 00:48:44 GMT

@CardHunter wrote:
Greetings all, quick question. If my wife adds me to her Discover account will they do a hard or soft pull on my credit? I know they won't pull a credit check on her, but I couldn't find a answer on the Disco website for me. TIA.

Based on what Discover told me a few months ago when I asked, no, there are no pulls involved, soft or hard, on either person. They do need the AU's SSN for identification purposes, but they do not use it to pull their credit report.

Re: Adding a AU to Discover

Ilinferno — Thu, 25 Nov 2021 01:41:25 GMT

@SoCalGardener wrote:

Based on what Discover told me a few months ago when I asked, no, there are no pulls involved, soft or hard, on either person. They do need the AU's SSN for identification purposes, but they do not use it to pull their credit report.

+1. You should be fine, no hard pull.