topic Re: Moving / Changing address for Credit Cards in General Credit Topics

Moving / Changing address for Credit Cards

M_Smart007 — Tue, 07 Dec 2021 18:42:02 GMT

(MOD's please move where it is appropriate)

Ok, I feel kinda dumb asking this

Sold My house and moving, (been quite a few years since I have done this)

What would be the best suggestion on changing addresses with

lenders / Credit Report bureau's / US Postal Service.

This is a fairly tedious process, as I have quite a few Personal accounts.

(Business stuff will not have to be addressed, as all mail goes to a Corporate physical address)

In which order would you suggest doing this?

lenders / Credit Report bureaus / US Postal Service.

Thanks

Re: Moving / Changing address for Credit Cards

Remedios — Tue, 07 Dec 2021 18:49:23 GMT

@M_Smart007 wrote:

(MOD's please move where it is appropriate)

Ok, I feel kinda dumb asking this

Sold My house and moving, (been quite a few years since I have done this)
What would be the best suggestion on changing addresses with
lenders / Credit Report bureau's / US Postal Service.
This is a fairly tedious process, as I have quite a few Personal accounts.
(Business stuff will not have to be addressed, as all mail goes to a Corporate physical address)

In which order would you suggest doing this?
lenders / Credit Report bureaus / US Postal Service.

Thanks

You do not need to do anything with CRA, file is updated when lenders report for the first time with your new address.

Depending on timing, you'd probably want to make sure your mail is forwarded in timely fashion, so postal services first.

Once you're in your new home, your ID reflects address change, you notify lenders by updating contact/demo info.

As far as mods moving this, I'm about to take a pay cut if this belongs in GC

Re: Moving / Changing address for Credit Cards

M_Smart007 — Tue, 07 Dec 2021 18:50:19 GMT

@Remedios, Thank you!

Re: Moving / Changing address for Credit Cards

Anonymalous — Tue, 07 Dec 2021 18:53:13 GMT

Post office is the most important. That way if you miss anything, your mail will still get forwarded. Unless you have a direct account with the credit bureaus, I wouldn't worry about them at all. They'll pick it up when your financial institutions report.

Re: Moving / Changing address for Credit Cards

Anonymous — Tue, 07 Dec 2021 18:53:26 GMT

Pesonally my first step would be to change with the Post Office as it will get the ball rolling and forward everything to the new adress, thus giving you some time to go in and make the changes at each FI. It in thoery should prevent stragglers from still arriving at the old address.

Just be careful of ordering online if the CC you use doesn't have the correct address.

Re: Moving / Changing address for Credit Cards

FinStar — Tue, 07 Dec 2021 19:10:12 GMT

@Remedios wrote:
@M_Smart007 wrote:

(MOD's please move where it is appropriate)

Ok, I feel kinda dumb asking this

Sold My house and moving, (been quite a few years since I have done this)
What would be the best suggestion on changing addresses with
lenders / Credit Report bureau's / US Postal Service.
This is a fairly tedious process, as I have quite a few Personal accounts.
(Business stuff will not have to be addressed, as all mail goes to a Corporate physical address)

In which order would you suggest doing this?
lenders / Credit Report bureaus / US Postal Service.

Thanks
You do not need to do anything with CRA, file is updated when lenders report for the first time with your new address.
Depending on timing, you'd probably want to make sure your mail is forwarded in timely fashion, so postal services first.
Once you're in your new home, your ID reflects address change, you notify lenders by updating contact/demo info.

As far as mods moving this, I'm about to take a pay cut if this belongs in GC

She got a pay cut 😂 A tiny one.

Re: Moving / Changing address for Credit Cards

FireMedic1 — Wed, 08 Dec 2021 22:28:37 GMT

LOL @ @FinStar ! When I got my house last year I didnt do a thing except the USPS address change and card companies. I rented across the street so I went from 11 renting to 12 ******* ******owning. My last couple apps always asked have you lived at your current address more than 2 years. Congrats @M_Smart007 on the new place.

Re: Moving / Changing address for Credit Cards

Rebuild2019 — Tue, 07 Dec 2021 21:12:05 GMT

Congratulations @M_Smart007 🏠

Re: Moving / Changing address for Credit Cards

805orbust — Wed, 08 Dec 2021 02:55:33 GMT

Ditto... congrats on the move @M_Smart007 !

Re: Moving / Changing address for Credit Cards

ChargedUp — Wed, 08 Dec 2021 04:44:07 GMT

Congrats on the new place 007! Notify USPS, then update with lenders. Everything else will update from those two sources.

Are you still in the same area near the bay?

Re: Moving / Changing address for Credit Cards

RonelTheGeek — Wed, 08 Dec 2021 17:17:07 GMT

Yeah, when I completed my move last year. Once the keys to my new place was in my hand I did the following which worked for me.

1. USPS - Complete a mail forwarding request to the new address or COA. USPS will also notify senders of your new address.(last up to a year and can be extended)

2. Notify credit card companies of new address.

and that's all, took maybe a couple months before everything was moved over to my new address and Credit Bureaus to update the change.

Re: Moving / Changing address for Credit Cards

M_Smart007 — Wed, 08 Dec 2021 20:17:59 GMT

@ChargedUp wrote:
Congrats on the new place 007! Notify USPS, then update with lenders. Everything else will update from those two sources.

Are you still in the same area near the bay?

@ChargedUp, Temporarily .. until my house is finished in Telluride, Colorado.

By the way it was supposed to be finished by Christmas. Due to materials delay, probably another 6-8 weeks.

Here is what the finished product will look like, I used the same plans. https://i.imgur.com/NEJgPHs.png

Re: Moving / Changing address for Credit Cards

Anonymous — Wed, 08 Dec 2021 21:42:17 GMT

@M_Smart007

Awesome House!

Re: Moving / Changing address for Credit Cards

ChargedUp — Fri, 10 Dec 2021 18:14:49 GMT

@M_Smart007 wrote:
@ChargedUp wrote:
Congrats on the new place 007! Notify USPS, then update with lenders. Everything else will update from those two sources.

Are you still in the same area near the bay?
@ChargedUp, Temporarily .. until my house is finished in Telluride, Colorado.
By the way it was supposed to be finished by Christmas. Due to materials delay, probably another 6-8 weeks.
Here is what the finished product will look like, I used the same plans. https://i.imgur.com/NEJgPHs.png

Beautiful house!

You'll be in a new area, which equals new CUs you can pillage! 😁

Re: Moving / Changing address for Credit Cards

cashorcharge — Fri, 10 Dec 2021 21:39:49 GMT

@M_Smart007 wrote:
@ChargedUp wrote:
Congrats on the new place 007! Notify USPS, then update with lenders. Everything else will update from those two sources.

Are you still in the same area near the bay?
@ChargedUp, Temporarily .. until my house is finished in Telluride, Colorado.
By the way it was supposed to be finished by Christmas. Due to materials delay, probably another 6-8 weeks.
Here is what the finished product will look like, I used the same plans. https://i.imgur.com/NEJgPHs.png

🥂🥂CONGRATULATIONS🥂🥂

That's going to be awesome!! Best wishes