topic Re: Does CK round up your limit? in General Credit Topics

Does CK round up your limit?

NoMoreE46 — Mon, 20 Dec 2021 08:18:40 GMT

So My Discover limit is $20,500.

I got an email from CK stating that TU report a recent payment. All good. However, in the email it shows my limit as $21,000.

Who rounded my limit up? None of my other cards have a fractional of a 1,000s limit so I cannot check to see if the rounding is consistent.

Re: Does CK round up your limit?

Mr_Mojo_Risin — Thu, 16 Dec 2021 12:27:32 GMT

I haven't heard of this happening.

All of my CLs show correctly on CK.

Maybe Discover gave you a quick $500 spot? Lol

Seriously, possible glitch?

Re: Does CK round up your limit?

FireMedic1 — Fri, 17 Dec 2021 11:02:48 GMT

Login into Discover. Check your credit line. As @Mr_Mojo_Risin said you may have gotten a holiday present. Never heard of this. Congrats if so.

Re: Does CK round up your limit?

MileHigh96 — Fri, 17 Dec 2021 11:34:13 GMT

CK reports all my credit limits correctly and what you are describing is definitely the first time I've heard of that kind of thing. Strange.

Re: Does CK round up your limit?

NoMoreE46 — Fri, 17 Dec 2021 13:30:55 GMT

@FireMedic1

My limit Still is $20,500... Glitch 🤷🏻‍♂️

@Mr_Mojo_Risin wrote:
I haven't heard of this happening.
All of my CLs show correctly on CK.
Maybe Discover gave you a quick $500 spot? Lol
Seriously, possible glitch?

Re: Does CK round up your limit?

SoCalGardener — Fri, 17 Dec 2021 17:53:32 GMT

@NoMoreE46 wrote:

My limit Still is $20,500... Glitch 🤷🏻‍

Oh well, the CLI was nice while it lasted!

Re: Does CK round up your limit?

Anonymous — Mon, 20 Dec 2021 08:19:30 GMT

Yes, I've experienced this before @NoMoreE46 with CK rounding up the cl on my Comenity Ann Taylor retail card. Wishful thinking that this card had been granted a cli 😌. The glitch was temporary though.

@NoMoreE46 wrote:
So My Discover limit is $20,500.
I got an email from CK stating that TU report a recent payment. All good. However, in the email it shows my limit as $21,000.

Who rounded my limit up? None of my other cards have a fractional of a 1,000s limit so I cannot check to see if the rounding is consistent.

Re: Does CK round up your limit?

NoMoreE46 — Sat, 18 Dec 2021 01:21:49 GMT

Thanks for your reply @Anonymous .

Me crazy thoughts going is. 😉

Re: Does CK round up your limit?

Junejer — Thu, 23 Dec 2021 03:35:23 GMT

@NoMoreE46 wrote:
So My Discover limit is $20,500.
I got an email from CK stating that TU report a recent payment. All good. However, in the email it shows my limit as $21,000.

Who rounded my limit up? None of my other cards have a fractional of a 1,000s limit so I cannot check to see if the rounding is consistent.

They report mine correctly in the individual tradelines, however, they always add $300 to my TCL. I finally figured out that they were adding it to my Chase SW Card. Kinda weird.

Re: Does CK round up your limit?

NoMoreE46 — Thu, 23 Dec 2021 10:16:28 GMT

So CK math. Thanks ✅.