topic Credit Union that use the same HP in General Credit Topics

Credit Union that use the same HP

Dusty83 — Mon, 17 Jan 2022 02:29:12 GMT

Anybody know credit unions like SECU/NIHFCU that allow you to double dip products like they allow with Equifax?

Im looking for institutions that allow double dipping for Experian and TransUnion.

Re: Hello

SoCalGardener — Mon, 17 Jan 2022 01:00:16 GMT

@Dusty83 wrote:
Anybody know credit unions like SECU/NIHFCU that allow you to double dip products like they allow with Equifax?
Im looking for institutions that allow double dipping for Experian and TransUnion.

I'm sorry, but I'm not sure I understand what you're referring to! Do you mean using one HP (hard pull) for more than one application? Like applying for two credit cards, using the same HP for both? Or something totally different...?

By the way, giving your subject something descriptive--rather than just "hello"--can be very useful!

Re: Hello

Dusty83 — Mon, 17 Jan 2022 01:52:27 GMT

Yes, I'm sorry about the confusion my 2nd post ever rookie mistake! 😆 So basically I just want to know if there was another credit union that uses the same HP that pulls from say Experian and another 1 TransUnion.

I want to get the maximum funding as I can off 3 HP's 6 accounts if possible credit cards and line of credit.

@SoCalGardener wrote:
@Dusty83 wrote:
Anybody know credit unions like SECU/NIHFCU that allow you to double dip products like they allow with Equifax?
Im looking for institutions that allow double dipping for Experian and TransUnion.
I'm sorry, but I'm not sure I understand what you're referring to! Do you mean using one HP (hard pull) for more than one application? Like applying for two credit cards, using the same HP for both? Or something totally different...?

By the way, giving your subject something descriptive--rather than just "hello"--can be very useful!

Re: Hello

CreditCuriosity — Mon, 17 Jan 2022 02:20:11 GMT

@Dusty83 might want to change your thread title from hello on initial post to something more descriptive to what you are looking for advice on that way you will get more responses hits

Re: Hello

Dusty83 — Mon, 17 Jan 2022 02:29:38 GMT

Thanks appreciate it.

Re: Credit Union that use the same HP

4sallypat — Mon, 17 Jan 2022 14:27:21 GMT

Yes, I double dipped with 2 CUs last month:

PenFed auto loan and credit card using one EQ 09 score - the rep was very nice and approved me for both.

Logix FCU approved for auto loan and credit card using one EX 09 score - also very nice folks.

Ended up declining the PenFed auto loan due to higher APR than Logix. Sent the 2 party PenFed check back to them and accepted the Logix auto loan.

Both credit card products are good - the PenFed Gold APR was still higher than the Logix Platinum APR - keeping both....

Re: Credit Union that use the same HP

Dusty83 — Mon, 17 Jan 2022 15:01:08 GMT

Thank you so much for the feedback!