https://ficoforums.myfico.com/t5/General-Credit-Topics/Utility-late-payment-on-cr/m-p/44862#M31996 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />greekjim wrote:<BR /><DIV>If I got something on my CR from my electric company where it says it was opened on june 1, 2000 and was reported on june 1, 2001, So i was wondering does the 7 years start&nbsp; in 2000 or 2001?</DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>The seven years beings with the DOFD (date of first default). Please read the threads below for more info.</DIV><DIV>&nbsp;</DIV><DIV><A href="http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=2689" target="_blank">http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=2689</A></DIV><DIV>&nbsp;</DIV><DIV><A href="http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=8713" target="_blank">http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=8713</A><BR /></DIV><DIV></DIV> Mon, 06 Aug 2007 18:59:00 GMT fused 2007-08-06T18:59:00Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Utility-late-payment-on-cr/m-p/44859#M31995 <DIV>If I got something on my CR from my electric company where it says it was opened on june 1, 2000 and was reported on june 1, 2001, So i was wondering does the 7 years start&nbsp; in 2000 or 2001?</DIV> Mon, 06 Aug 2007 18:54:51 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Utility-late-payment-on-cr/m-p/44859#M31995 Anonymous 2007-08-06T18:54:51Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Utility-late-payment-on-cr/m-p/44862#M31996 <DIV></DIV><DIV><BR /></DIV><BLOCKQUOTE><DIV><HR />greekjim wrote:<BR /><DIV>If I got something on my CR from my electric company where it says it was opened on june 1, 2000 and was reported on june 1, 2001, So i was wondering does the 7 years start&nbsp; in 2000 or 2001?</DIV><BR /><HR /></DIV></BLOCKQUOTE><DIV>The seven years beings with the DOFD (date of first default). Please read the threads below for more info.</DIV><DIV>&nbsp;</DIV><DIV><A href="http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=2689" target="_blank">http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=2689</A></DIV><DIV>&nbsp;</DIV><DIV><A href="http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=8713" target="_blank">http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&amp;thread.id=8713</A><BR /></DIV><DIV></DIV> Mon, 06 Aug 2007 18:59:00 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Utility-late-payment-on-cr/m-p/44862#M31996 fused 2007-08-06T18:59:00Z