topic Re: Apple is slow reporting in General Credit Topics

Apple is slow reporting

AlanGJP — Mon, 11 Apr 2022 06:38:27 GMT

Anyone else waiting for your Apple card to report balances? My last update was Feb 28th. (all 3) :/ I PIF a ~50% balance, and would LOVE this to update sometime soon...

Re: Apple is slow reporting

Papa_Bear — Mon, 11 Apr 2022 07:34:08 GMT

Same for me. Balance is zero but it would be nice if they updated with my new CL.

Re: Apple is slow reporting

SDMarik — Mon, 11 Apr 2022 12:24:54 GMT

Yeah, they are pretty streaky with that. I have seen them report on time every month, and then out of nowhere it takes forever. Right now my apple card has not reported since January.

Re: Apple is slow reporting

PlatinumCredit — Mon, 11 Apr 2022 18:20:27 GMT

@AlanGJP I agree they take forever to update your balances to the credit report. I had contacted them back in January after I paid my balance off they stated that they don't report to the credit reports until the 21st! I found this curious since most creditors report 5-7 days if not before after a statement is generated. But yup they move slow!

Re: Apple is slow reporting

AlanGJP — Mon, 11 Apr 2022 18:23:43 GMT

@PlatinumCredit wrote:
But yup they move slow!

Yeah... I'll be considering this should I put decent spend on the card in the future -- on an Apple product.

Re: Apple is slow reporting

IamWesty12 — Tue, 12 Apr 2022 00:17:07 GMT

@AlanGJP wrote:
Anyone else waiting for your Apple card to report balances? My last update was Feb 28th. (all 3) :/ I PIF a ~50% balance, and would LOVE this to update sometime soon...

@AlanGJP Honestly, I am so relieved to see this post. Up until tonight I was trying to research all I could because my apple card too, has not reported to the 3 big guys since Feb 28 22 as well. I have been an apple card holder since Sep 21 and absolutely love the ease of it, I love the apple pay and the apple cash. Even though I have only had this card for 7 months, I have already gotten two CLI! All of it is super easy. Even paying has been super easy and fast. But this wonky reporting is all over the map and I think bc we are so used to having our other cc's report as they do, this is sticking out like a sore thumb to me! At least I know it is not just me that has had lagging reporting and at least I am aware of it overall, too. Thanks for this post, misery loves company

Re: Apple is slow reporting

Cory88 — Wed, 13 Apr 2022 21:25:05 GMT

I have had a lot of account that take ages for them to update beside Apple lately. My old Suntrust CC still shows Suntrust trade line. My old HSBC LOC still shows HSBC not Citizens.

Re: Apple is slow reporting

sznthescore — Fri, 15 Apr 2022 03:10:10 GMT

As a new Apple card holder, it took about 30 days from getting approved before showing up on my credit report; and about 2 weeks from statement closing to update 1st statement balance.

Re: Apple is slow reporting

TheRedHat — Sat, 16 Apr 2022 00:32:09 GMT

Mine just started reporting today and I opened it about 3 weeks ago.

Re: Apple is slow reporting

chiefone4u — Sat, 16 Apr 2022 00:42:28 GMT

I opened my card on 2/12 when I ordered my first ever apple device (iPad) was granted $2,600 limit.

On 3/18 it reported to all three CRA's.

After receiving my tablet I requested the physical card and two days later got an email congratulating me on a CLI.

Today 4/15, they have updated reports with the $1184 balance and the new $3,500 limit.

I wonder if Goldman-Sachs doesn't do what Comenity is/was known for... report increases in balance in a timely fashion, but wait 90+ days to report a $0 balance?