topic Apple Card in General Credit Topics

Apple Card

KatB — Mon, 25 Apr 2022 00:46:56 GMT

How much does getting Apple Card boost your score? Wondering if it is worth it to jump over 750...

Re: Apple Card

Remedios — Mon, 25 Apr 2022 01:40:02 GMT

Hi and welcome to the forums

Opening revolving accounts doesn't boost scores (past first few accounts) unless new account significantly decreases aggregate utilization.

If your utilization isn't high, there will be no boost (as long as this isn't your second or third card).

If you haven't applied for a new account in the past 12 months and you have a clean file, you will experience scoring loss

If you have new revolving accounts from last 12 months, score may decrease if aging metrics are affected, or it may remain same.

Why do you think opening account might increase score?

Re: Apple Card

FireMedic1 — Mon, 25 Apr 2022 09:35:23 GMT

One sentence doent help us much to help you. More credit doesnt mean higher scores. You may be holding your 750 score and not know it. List out your accounts:

Creditor name/ Credit Line/ Balance/Any lates.

Loans.

Welcome to the forums. More than happy to help.