topic How do AU cards show on credit report in General Credit Topics

How do AU cards show on credit report

folks19 — Tue, 26 Apr 2022 13:49:15 GMT

Can someone reviewing my credit report tell if a card is my own account or an AU? Do AU cards show as if it was my own card, or is there some sort of mark that it is an AU account?

Re: How do AU cards show on credit report

Remedios — Tue, 26 Apr 2022 14:03:49 GMT

They report differently

There is a field *Responsibility* . Your own accounts will report under "Individual", someone's else's account reports as "Authorized User" in that same field.

In a nutshell, anyone looking at your credit report can tell which accounts aren't your responsibility.

Re: How do AU cards show on credit report

K-in-Boston — Tue, 26 Apr 2022 14:06:07 GMT

There is a field for responsibility next to each account on your credit reports that will display individual or primary (yours), authorized user, or joint account holder. Edit: I typed too slow.