topic Re: Discover not reporting for 3 years in General Credit Topics

Discover not reporting for 3 years

kahkah21 — Wed, 22 Jun 2022 13:16:32 GMT

I signed up for a new credit monitoring service & it pulls reports monthly as part of the service. I noticed that my Discover account hasn't been reported since April 2019. The only reason I noticed is that this service has the utilization per account listed and it's 0% which I know is wrong. I'm posting this to bring awareness in case it's happening to others. I've never disputed anything with them so I'm confused as to why it happened. I'm going to send them a letter to investigate. I'll keep this thread updated once I know more.

Re: Discover not reporting for 3 years

FireMedic1 — Wed, 22 Jun 2022 14:34:39 GMT

Who did you sign up with? Some take a few days to get the full story. Even MyFICO. Look at the fine print.

Re: Discover not reporting for 3 years

kahkah21 — Wed, 22 Jun 2022 15:30:12 GMT

Smart Credit. I've had them for a few months. I'm going to pull my reports from annualcreditreports as well to check if those reports are the same.

Re: Discover not reporting for 3 years

FireMedic1 — Wed, 22 Jun 2022 23:09:07 GMT

You know your getting Vantage 3.0 from the 3 CRA's for 19.95 a month? You can get CK for 2 of them for free. Just sayin...........