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    <title>topic ARS , IC Systems collections in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590820#M323736</link>
    <description>&lt;P&gt;(September, 2022) Just giving an update to anyone with ARS or ic systems collections, that they will negotiate, delete items off credit report, and agree for deletion in writing. It only took my collections about 2 weeks to disappear. I only had 2 collections, first one dropped off I gained about 40 points, last one dropped off I gained 73 points, putting me at 751 Experian.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 12 Sep 2022 23:36:53 GMT</pubDate>
    <dc:creator>Deetheman</dc:creator>
    <dc:date>2022-09-12T23:36:53Z</dc:date>
    <item>
      <title>ARS , IC Systems collections</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590820#M323736</link>
      <description>&lt;P&gt;(September, 2022) Just giving an update to anyone with ARS or ic systems collections, that they will negotiate, delete items off credit report, and agree for deletion in writing. It only took my collections about 2 weeks to disappear. I only had 2 collections, first one dropped off I gained about 40 points, last one dropped off I gained 73 points, putting me at 751 Experian.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 12 Sep 2022 23:36:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590820#M323736</guid>
      <dc:creator>Deetheman</dc:creator>
      <dc:date>2022-09-12T23:36:53Z</dc:date>
    </item>
    <item>
      <title>Re: ARS , IC Systems collections</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590859#M323740</link>
      <description>Good information to know! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 13 Sep 2022 01:57:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590859#M323740</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2022-09-13T01:57:57Z</dc:date>
    </item>
    <item>
      <title>Re: ARS , IC Systems collections</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590934#M323744</link>
      <description>&lt;P&gt;Thanks for the DP!&lt;/P&gt;</description>
      <pubDate>Tue, 13 Sep 2022 05:44:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590934#M323744</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2022-09-13T05:44:37Z</dc:date>
    </item>
    <item>
      <title>Re: ARS , IC Systems collections</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590958#M323745</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Tue, 13 Sep 2022 09:55:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6590958#M323745</guid>
      <dc:creator>FireMedic1</dc:creator>
      <dc:date>2022-09-13T09:55:26Z</dc:date>
    </item>
    <item>
      <title>Re: ARS , IC Systems collections</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6591213#M323746</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1135077"&gt;@Deetheman&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;(September, 2022) Just giving an update to anyone with ARS or ic systems collections, that they will negotiate, delete items off credit report, and agree for deletion in writing. It only took my collections about 2 weeks to disappear. I only had 2 collections, first one dropped off I gained about 40 points, last one dropped off I gained 73 points, putting me at 751 Experian.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Awesome. Congratulations, and thanks for sharing helpful info.&lt;/P&gt;</description>
      <pubDate>Wed, 14 Sep 2022 02:30:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6591213#M323746</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2022-09-14T02:30:28Z</dc:date>
    </item>
    <item>
      <title>Re: ARS , IC Systems collections</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6593314#M323806</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;maybe the "CAs who PFD" thread could be updated?&lt;/P&gt;</description>
      <pubDate>Mon, 19 Sep 2022 20:09:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6593314#M323806</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2022-09-19T20:09:20Z</dc:date>
    </item>
    <item>
      <title>Re: ARS , IC Systems collections</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6598785#M323993</link>
      <description>&lt;P&gt;Did you communicate by email, text phone, snail mail?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 03 Oct 2022 00:42:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/ARS-IC-Systems-collections/m-p/6598785#M323993</guid>
      <dc:creator>Househunter121</dc:creator>
      <dc:date>2022-10-03T00:42:59Z</dc:date>
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