https://ficoforums.myfico.com/t5/General-Credit-Topics/Lending-Club-Reporting-Issues-Equifax-Nightmare/m-p/6597538#M323938 <P><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/936503">@FireMedic1</a>,&nbsp; thank you for the suggestion. I submitted a complaint right after I posted on MyFico.</P> Thu, 29 Sep 2022 16:13:01 GMT jamerican-girl 2022-09-29T16:13:01Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Lending-Club-Reporting-Issues-Equifax-Nightmare/m-p/6597447#M323929 <P>I am at my wit's end with Lending Club reporting to Equifax. When I got the loan early last year, I believe they became a bank. So, I ended up with two tradelines for the same loan on Equifax. Transunion and Experian showed one. I disputed it with Equifax and called LC. They finally removed one loan but never updated the remaining tradeline. Fast forward to a few weeks ago, I contacted LC because EQ had not been updated since November 2021 and was showing the same balance as when I first got the loan. Mind you, I've been making payments for more than a year. I also disputed it with Equifax. Yesterday, I opened Credit Karma and saw that my EQ score plummeted 105 points. I was aghast. What I discovered was that LC was updated but showed that I was late for August. I have never paid late and there was no history for 2021, just for 2022, which is also incorrect.</P><P>&nbsp;</P><P>I contacted LC and spoke to two supervisors, who concurred that I have never paid late and my account is in good standing with 100% on time payment history. They requested that this be corrected and the history updated on EQ. I also disputed it with EQ again. I am so angry about this because the account has not been reported correctly on EQ ever since it was opened. Any thoughts on how I can get this resolved quickly? Also, is there a backdoor number for Lending Club?</P> Thu, 29 Sep 2022 12:49:32 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Lending-Club-Reporting-Issues-Equifax-Nightmare/m-p/6597447#M323929 jamerican-girl 2022-09-29T12:49:32Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Lending-Club-Reporting-Issues-Equifax-Nightmare/m-p/6597495#M323934 <P><A href="https://www.consumerfinance.gov/complaint/" target="_blank" rel="noopener">https://www.consumerfinance.gov/complaint/</A>&nbsp;</P><P>Upload copies of the docs. Its on EQ end probably.</P> Thu, 29 Sep 2022 14:54:11 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Lending-Club-Reporting-Issues-Equifax-Nightmare/m-p/6597495#M323934 FireMedic1 2022-09-29T14:54:11Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Lending-Club-Reporting-Issues-Equifax-Nightmare/m-p/6597538#M323938 <P><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/936503">@FireMedic1</a>,&nbsp; thank you for the suggestion. I submitted a complaint right after I posted on MyFico.</P> Thu, 29 Sep 2022 16:13:01 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Lending-Club-Reporting-Issues-Equifax-Nightmare/m-p/6597538#M323938 jamerican-girl 2022-09-29T16:13:01Z