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    <title>topic Re: If only... in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/If-only/m-p/6622832#M325132</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1099102"&gt;@jasonbourne84&lt;/a&gt;&amp;nbsp;wrote:&amp;nbsp; I think Birdman figured out that the max you can get on a dirty card is right around where my Fico's are at right now (775 or so), but I can't find the exact post. Does anyone know?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;From memory, a member of this forum reported an 802 or 803 FICO 8 score on a dirty scorecard.&amp;nbsp; The one derogatory was a BK with less than 1 year from falling off his CRs.&amp;nbsp; After it fell off, he reported jumps to 849 and 850s on his CRs, so you know he had a looooonnng credit history.&lt;/P&gt;</description>
    <pubDate>Sat, 10 Dec 2022 01:57:04 GMT</pubDate>
    <dc:creator>USMC_Winger</dc:creator>
    <dc:date>2022-12-10T01:57:04Z</dc:date>
    <item>
      <title>If only...</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/If-only/m-p/6622666#M325131</link>
      <description>&lt;P&gt;Haha I can't help but feel like checking my Vantage Score is like renting an exotic car for a day...&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screen Shot 2022-12-09 at 8.25.23 AM.png" style="width: 370px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/86585iC6E6BEAF75145E7E/image-dimensions/370x181?v=v2" width="370" height="181" role="button" title="Screen Shot 2022-12-09 at 8.25.23 AM.png" alt="Screen Shot 2022-12-09 at 8.25.23 AM.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;Anyway, I am on a dirty scorecard for another three years. I think Birdman figured out that the max you can get on a dirty card is right around where my Fico's are at right now (775 or so), but I can't find the exact post. Does anyone know?&lt;/P&gt;</description>
      <pubDate>Fri, 09 Dec 2022 14:37:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/If-only/m-p/6622666#M325131</guid>
      <dc:creator>jasonbourne84</dc:creator>
      <dc:date>2022-12-09T14:37:23Z</dc:date>
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    <item>
      <title>Re: If only...</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/If-only/m-p/6622832#M325132</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1099102"&gt;@jasonbourne84&lt;/a&gt;&amp;nbsp;wrote:&amp;nbsp; I think Birdman figured out that the max you can get on a dirty card is right around where my Fico's are at right now (775 or so), but I can't find the exact post. Does anyone know?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;From memory, a member of this forum reported an 802 or 803 FICO 8 score on a dirty scorecard.&amp;nbsp; The one derogatory was a BK with less than 1 year from falling off his CRs.&amp;nbsp; After it fell off, he reported jumps to 849 and 850s on his CRs, so you know he had a looooonnng credit history.&lt;/P&gt;</description>
      <pubDate>Sat, 10 Dec 2022 01:57:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/If-only/m-p/6622832#M325132</guid>
      <dc:creator>USMC_Winger</dc:creator>
      <dc:date>2022-12-10T01:57:04Z</dc:date>
    </item>
    <item>
      <title>Re: If only...</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/If-only/m-p/6622842#M325133</link>
      <description>&lt;P&gt;Wow that's nuts. 50 point jump.&amp;nbsp; Never heard of 800 with negative items reporting... of course VS is another universe.&lt;/P&gt;</description>
      <pubDate>Sat, 10 Dec 2022 02:04:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/If-only/m-p/6622842#M325133</guid>
      <dc:creator>805orbust</dc:creator>
      <dc:date>2022-12-10T02:04:15Z</dc:date>
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