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    <title>topic Vantage Score Change coming in January 2023 in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631198#M325566</link>
    <description>&lt;P&gt;As we're all focused on FICO scores, there are still a number of people reviewing and referencing their Vantage Score. I received this notification today as an update to Vantage Scores coming in January. &amp;nbsp;If this will apply to you...Congrats!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screenshot 2023-01-05 at 9.34.07 AM.png"&gt;&lt;img src="https://ficoforums.myfico.com/skins/images/4C8573A9DDFD4EE8CC5EAA6EEC5BC5E2/responsive_peak/images/image_not_found.png" alt="Screenshot 2023-01-05 at 9.34.07 AM.png" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 05 Jan 2023 23:28:16 GMT</pubDate>
    <dc:creator>cashorcharge</dc:creator>
    <dc:date>2023-01-05T23:28:16Z</dc:date>
    <item>
      <title>Vantage Score Change coming in January 2023</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631198#M325566</link>
      <description>&lt;P&gt;As we're all focused on FICO scores, there are still a number of people reviewing and referencing their Vantage Score. I received this notification today as an update to Vantage Scores coming in January. &amp;nbsp;If this will apply to you...Congrats!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screenshot 2023-01-05 at 9.34.07 AM.png"&gt;&lt;img src="https://ficoforums.myfico.com/skins/images/4C8573A9DDFD4EE8CC5EAA6EEC5BC5E2/responsive_peak/images/image_not_found.png" alt="Screenshot 2023-01-05 at 9.34.07 AM.png" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 05 Jan 2023 23:28:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631198#M325566</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2023-01-05T23:28:16Z</dc:date>
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    <item>
      <title>Re: Vantage Score Change coming in January 2023</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631367#M325572</link>
      <description>&lt;P&gt;Ok, I thought it was going to be something else about CreditWise incorporating or adding Equifax to their reports disclosures or CreditKarma adding Experian 🥸&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Carry on ... 😂&lt;/P&gt;</description>
      <pubDate>Thu, 05 Jan 2023 23:31:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631367#M325572</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2023-01-05T23:31:30Z</dc:date>
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    <item>
      <title>Re: Vantage Score Change coming in January 2023</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631457#M325575</link>
      <description>&lt;P class="lia-align-left"&gt;I don't have any but I'd love to see all FICO scores implement this.&lt;/P&gt;</description>
      <pubDate>Fri, 06 Jan 2023 02:32:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631457#M325575</guid>
      <dc:creator>tebtengri</dc:creator>
      <dc:date>2023-01-06T02:32:07Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage Score Change coming in January 2023</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631643#M325587</link>
      <description>&lt;P&gt;Thanks for sharing this &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1098596"&gt;@cashorcharge&lt;/a&gt; !&amp;nbsp;&amp;nbsp; I believe the changes apply to both VS 3 and VS4 also.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Couldn't find the article where I saw it mentioned but this page references it:&amp;nbsp;&amp;nbsp; &lt;A href="https://www.vantagescore.com/medical-debt-and-the-changes-to-vantagescore/" target="_blank"&gt;https://www.vantagescore.com/medical-debt-and-the-changes-to-vantagescore/&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 06 Jan 2023 17:24:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Vantage-Score-Change-coming-in-January-2023/m-p/6631643#M325587</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2023-01-06T17:24:45Z</dc:date>
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