topic Re: 2 Questions in General Credit Topics

2 Questions

SpecFile — Tue, 07 Aug 2007 22:49:55 GMT

Hello everyone,

TU-678

EQ-662

EX-647

I am new to the forums and would like to ask a couple of questions.

1. Is it a bad thing to apply for a credit card when I just made a dispute with all 3 CRAs?

2. Once the CRAs have responded to the disputes, when does the dispute officially end.

I have heard that it is not a good idea to apply for any type of credit while you have an ongoing dispute.

Thanks in advance for any info that you all can provide.

One more question.

Will the tax lien below fall off of my CR in Jan. of 2008? I was under the impression that liens remain on the CR for 7 years after the date of release. What does the status date of 11/2003 represent?

State tax lien released filed on Jan 11, 2001

Court of law Not reported

Case number XXXXXXX

Date filed Jan 11, 2001

Status Not on Record

Status date 11/2003

Amount $566

Plaintiff Not reported

Defendant Not reported

Message Edited by SpecFile on 08-07-2007 05:47 PM

Message Edited by SpecFile on 08-07-2007 05:49 PM

Re: 2 Questions

SpecFile — Tue, 07 Aug 2007 23:58:18 GMT

bump. I know someone can answer.

Thank You!

Re: 2 Questions

Anonymous — Wed, 08 Aug 2007 00:09:50 GMT

It will fall off the middle of next year....

Message Edited by Tmleverage on 08-07-2007 05:09 PM

Re: 2 Questions

SpecFile — Wed, 08 Aug 2007 00:11:55 GMT

The dispute at the top of my post is over a lien that was filed in error and should be taken off immediately.

The lien at the bottom of my post for $566 is paid off and shows released on my CR.

Re: 2 Questions

SpecFile — Wed, 08 Aug 2007 00:13:37 GMT

Thanks tm! Any advice on applying for a credit card with a dispute in progress? Does it even matter with credit cards?

Re: 2 Questions

Anonymous — Wed, 08 Aug 2007 00:24:16 GMT

SpecFile wrote:
Thanks tm! Any advice on applying for a credit card with a dispute in progress? Does it even matter with credit cards?

I have 12 disputes going and filed for 9 cards this weekend and was approved for 3

so far, so I am not one to know as this is the first I heard about that...

Re: 2 Questions

SpecFile — Wed, 08 Aug 2007 00:26:09 GMT

Thanks for the response. I have learned alot from reading your posts over the past few days.

Re: 2 Questions

Anonymous — Wed, 08 Aug 2007 00:28:55 GMT

SpecFile wrote:
Thanks for the response. I have learned alot from reading your posts over the past few days.

Well thanks but remember I am knew also so I may not be doing everything correctly...