topic Re: 2023 Free FICO Scores Locations - DCU, NASA, etc. in General Credit Topics

2023 Free FICO Scores Locations - DCU, NASA, etc.

credit8502020 — Thu, 02 Mar 2023 20:12:54 GMT

Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?

Thanks in advance.

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Below you'll find some updates as provided by other community members. Please do your own due diligence to confirm.

Location	Score Model	Bureau	Obtained How?	Location Variation	Details

AnnualCreditReport.com	ONLY Credit Reports/No Scores		Free Online Weekly (As of date of posting)		Raw Data
MyFico	FICO 8	Equifax	Purchase Online		Not sure how those in paid plans can access free monthly score.
AMEX	FICO 8	Experian	Credit Card		Via Account Services --> Payment & Credit Options)
Bank of America	FICO 8	Transunion
Barclays	FICO 8	Transunion
Capital One	Vantage 3.0	Transunion	Credit Card		Credit Wise
Citibank	FICO 8 Bankcard.	Equifax
Discover	FICO 8	Transunion	Credit Card
Experian	FICO 8	Experian	Free Online
Langley	FICO 8	Equifax	Credit Card
NFCU	FICO 9	Equifax	Credit Card		Via MR CC
Ollo Card	FICO 9	Experian

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Jnbmom — Mon, 13 Feb 2023 19:14:16 GMT

@credit8502020 wrote:
Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?

Thanks in advance.

You can get your free FICO 8 right on this site .

Do you have the discover card? They also give free TU FICO 8 score.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

credit8502020 — Mon, 13 Feb 2023 19:26:09 GMT

@Jnbmom wrote:
@credit8502020 wrote:
Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?

Thanks in advance.

You can get your free FICO 8 right on this site .

Do you have the discover card? They also give free TU FICO 8 score.

@Jnbmom I'm glad you mentioned this. How often is the FICO 8 on MYFico generated? I think MyFico is a great resources. However, it can be costly for some to pay the amount monthly so they need alternatives in between the times they pull their MyFico scores.

I don't have the Discover Card, but it would be helpful for others to know so thank you for mentioning it.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

DONZI — Mon, 13 Feb 2023 20:28:02 GMT

NFCU -- FICO® Score 9 based on Equifax data (via MR CC account detail)

AMEX -- FICO® Score 8 based on Experian data (via Account Services --> Payment & Credit Options)

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

credit8502020 — Mon, 13 Feb 2023 20:35:42 GMT

@DONZI wrote:
NFCU -- FICO® Score 9 based on Equifax data (via MR CC account detail)
AMEX -- FICO® Score 8 based on Experian data (via Account Services --> Payment & Credit Options)

@DONZI Thank you for sharing these.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

FireMedic1 — Mon, 13 Feb 2023 22:49:00 GMT

Didnt know it was on here. Wont let me cause I have 3B. Thanks @GZG

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

GZG — Mon, 13 Feb 2023 21:40:03 GMT

@credit8502020 wrote:
@Jnbmom wrote:
@credit8502020 wrote:
Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?

Thanks in advance.

You can get your free FICO 8 right on this site .

Do you have the discover card? They also give free TU FICO 8 score.
@Jnbmom I'm glad you mentioned this. How often is the FICO 8 on MYFico generated? I think MyFico is a great resources. However, it can be costly for some to pay the amount monthly so they need alternatives in between the times they pull their MyFico scores.
I don't have the Discover Card, but it would be helpful for others to know so thank you for mentioning it.

myFico has a free tier which offers a free fico 8 EQ score I believe

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

morethan20yaks — Mon, 13 Feb 2023 21:59:49 GMT

Wells Fargo checking account gives monthly Experian FICO score 9 updates. A welcomed surprise.

I've heard Langley provides EQ8 with a credit card. Maybe even just with checking?

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

GZG — Mon, 13 Feb 2023 22:55:31 GMT

@FireMedic1 wrote:
Didnt know it was on here. Wont let me cause I have 3B. Thanks @GZG

yeah when they came out with that option, they were advertising it to everybody, even those with 3B, but now you don't see those ads anymore if you're signed into an account with a 3B subscription

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

GZG — Tue, 14 Feb 2023 00:07:05 GMT

If there's a megalist of every free location you can get a FICO/Vantage 4.0 score, I can't find it.

Would be cool to have a masterlist with every lender and every score they offer and when they offer it

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

hackersmovie — Tue, 14 Feb 2023 01:15:10 GMT

These are the banks I have that give FICO scores:

Bank of America - FICO 8 Transunion
Discover - FICO 8 Transunion
Ollo Card - FICO 9 Experian (don't know if Ally will continue)

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

NoHardLimits — Tue, 14 Feb 2023 02:54:50 GMT

Barclays provides Transunion FICO8.

Citibank provides Equifax FICO8 Bankcard.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

SpaceCityCCuser — Thu, 16 Feb 2023 02:49:31 GMT

@GZG wrote:
If there's a megalist of every free location you can get a FICO/Vantage 4.0 score, I can't find it.

Would be cool to have a masterlist with every lender and every score they offer and when they offer it

I found this post, not sure how current it is.

https://ficoforums.myfico.com/t5/General-Credit-Topics/UNOFFICIAL-LIST-of-credit-cards-and-which-score-they-provide/td-p/5067647

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Bill77 — Thu, 16 Feb 2023 02:56:58 GMT

Amex Experian Fico 8.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

ThomasJNewton — Mon, 27 Feb 2023 17:06:40 GMT

@GZG wrote:.
myFico has a free tier which offers a free fico 8 EQ score I believe

I do not see that as an option. I only get:

No free tier here.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

GZG — Mon, 27 Feb 2023 17:11:46 GMT

@ThomasJNewton wrote:
@GZG wrote:.
myFico has a free tier which offers a free fico 8 EQ score I believe

I do not see that as an option. I only get:
No free tier here.

it appears when you sign out/private browsing, I'm not sure how currently registered/non-plan having people get the free plan

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

credit8502020 — Mon, 27 Feb 2023 18:40:00 GMT

@SpaceCityCCuser wrote:
@GZG wrote:
If there's a megalist of every free location you can get a FICO/Vantage 4.0 score, I can't find it.

Would be cool to have a masterlist with every lender and every score they offer and when they offer it
I found this post, not sure how current it is.
https://ficoforums.myfico.com/t5/General-Credit-Topics/UNOFFICIAL-LIST-of-credit-cards-and-which-score-they-provide/td-p/5067647

Thanks! Yes, it was last update in 2019. Still a good resource to consider potential options to check.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

credit8502020 — Tue, 28 Feb 2023 16:42:47 GMT

@GZG wrote:
@ThomasJNewton wrote:
@GZG wrote:.
myFico has a free tier which offers a free fico 8 EQ score I believe

I do not see that as an option. I only get:
No free tier here.
it appears when you sign out/private browsing, I'm not sure how currently registered/non-plan having people get the free plan

@GZG Exactly! I'm not sure either.

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Anonymalous — Wed, 01 Mar 2023 01:00:47 GMT

Here's a direct link to the myFICO free plan:

https://www.myfico.com/products/fico-free-plan-a

It was in the forum ads when it first came out. And yes, they were obviously doing A/B testing (change the final a to b, and it still works).

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

SweetCreditObsession — Wed, 01 Mar 2023 06:50:35 GMT

@credit8502020 thanks for the updated thread.