topic Re: Help! NFCU AUTO loan not reporting to equifax in General Credit Topics

Help! NFCU AUTO loan not reporting to equifax

Swmjason — Thu, 06 Apr 2023 06:15:48 GMT

Is NFCU supposed to report to equifax? If so, what can I do? Thank you all in advance for your advice!

Re: Help! NFCU AUTO loan not reporting to equifax

GZG — Thu, 06 Apr 2023 06:22:33 GMT

@Swmjason wrote:
Is NFCU supposed to report to equifax? If so, what can I do? Thank you all in advance for your advice!

How long has it been?

Ask them why they aren't reporting?

Re: Help! NFCU AUTO loan not reporting to equifax

fury1995 — Thu, 06 Apr 2023 11:42:15 GMT

This is the one you mentioned in a prior post that has been open for 7 months, correct?

Is it reporting correctly on EX and TU?

Re: Help! NFCU AUTO loan not reporting to equifax

Swmjason — Thu, 06 Apr 2023 14:26:58 GMT

Auto loan 7 mths correctly reported to TU & EXP.

Re: Help! NFCU AUTO loan not reporting to equifax

SouthJamaica — Thu, 06 Apr 2023 14:37:20 GMT

@Swmjason wrote:
Auto loan 7 mths correctly reported to TU & EXP.

You should call NFCU and bring it to their attention.

Yes of course they report to EQ.

Re: Help! NFCU AUTO loan not reporting to equifax

UncleB — Thu, 06 Apr 2023 18:26:40 GMT

I've had this issue a few times before and it was due to a split credit file.

If you haven't already, request your file directly from Equifax (not Credit Karma, etc.)... if you have a split file, you'll receive both of them. If this is the issue you'll have to call Equifax and request for them to be merged.

I've had this problem a few times over the years with EQ, and just last year with TU. For what it's worth, it was always easy to resolve with EQ, not so much with TU (the front-line TU reps were totally confused about the concept of a split file, while EQ reps always knew what I was talking about).