topic Re: LexisNexis Sagestream corrections in General Credit Topics

LexisNexis Sagestream corrections

SouthJamaica — Thu, 27 Apr 2023 14:34:42 GMT

After learning from a member of the forum that the reason he was getting many weird identification requests was that they were pulling his LexisNexis report, which contained a lot of incorrect information, I decided to check my report and found that it was abominable, definitely containing many of the addresses which were not known to me.

So I sent a long dispute letter detailing the incorrect entries.

To my surprise, LexisNexis responsibly checked the disputed items, and removed them, so that my updated report actually makes some sense.

Re: LexisNexis Sagestream corrections

coldfusion — Thu, 27 Apr 2023 19:32:53 GMT

Not a surprise, when I first pulled my LN report years ago I discovered among other things that I was dead. I've found them very straightforward when it comes to disputing off incorrect information.

Re: LexisNexis Sagestream corrections

805orbust — Fri, 28 Apr 2023 11:49:23 GMT

I must be one of the few who had it turn out reasonably accurate. 2 questions:

Are LN and Sagestream now one?

How long did it take for them to sort it out?

Re: LexisNexis Sagestream corrections

SouthJamaica — Fri, 28 Apr 2023 12:45:51 GMT

@805orbust wrote:
I must be one of the few who had it turn out reasonably accurate. 2 questions:

Are LN and Sagestream now one?

How long did it take for them to sort it out?

Yes, it had both reports together. The Sagestream report was miniscule, though, while the LexisNexis report was gargantuan.

It took around 40 days for me to learn that it had been corrected, but there was snail mail coming and going in that number.

Re: LexisNexis Sagestream corrections

coldfusion — Fri, 28 Apr 2023 12:46:48 GMT

@805orbust wrote:
I must be one of the few who had it turn out reasonably accurate. 2 questions:

Are LN and Sagestream now one?

How long did it take for them to sort it out?

Yes, LN acquired Sagestream as a business unit a while ago, from what I could see at the time the initial integration took maybe a year.

Re: LexisNexis Sagestream corrections

805orbust — Fri, 28 Apr 2023 13:33:06 GMT

I get it. It's about time I peek at it again. The last time I did (also froze them) was during the Pandemic, when we were all bored out of our minds waiting to die. Reasonable time frame too. I got rejected by the Truist pre-qual site 2 years ago because they couldn't verify my identity... HAS to be because of LN/Sage.

Re: LexisNexis Sagestream corrections

ThomasJNewton — Sat, 29 Apr 2023 17:31:18 GMT

@coldfusion wrote:
Not a surprise, when I first pulled my LN report years ago I discovered among other things that I was dead.

That must have been a shock. After your death, did you gain or lose FICO 8 and/or FICO 9 points?