topic Re: Bummed bad credit in General Credit Topics

Bummed bad credit

RogerGates — Tue, 13 Jun 2023 01:44:57 GMT

Just Checking my credit for first time in a long time now its pretty low. however i have a little bit of cash to pay off little bit of debt but then i dont know where to go from that in terms of increasing my score. just need some advice

Re: Bummed bad credit

Creditwiser — Tue, 13 Jun 2023 02:20:16 GMT

@RogerGates wrote:
Just Checking my credit for first time in a long time now its pretty low. however i have a little bit of cash to pay off little bit of debt but then i dont know where to go from that in terms of increasing my score. just need some advice

For starters you've definitely come to the right place. Welcome to the Forum. It would help if you gave some more details about types of accounts, ball park balances, Utilization on these accounts, negative reporting on your Credit Reports , if any , such as creditor and /or collection agency. Give us something to gauge and you'll receive tons of good, solid advice on here.

Re: Bummed bad credit

FireMedic1 — Tue, 13 Jun 2023 12:58:37 GMT

Welcome to the forums @RogerGates

If you could list out your accounts:

Creditor Name/Credit Line/Balance/APR/Lates or Charge Offs

Then we can come up with a plan to get your credit in better health.

Re: Bummed bad credit

SouthJamaica — Tue, 13 Jun 2023 14:36:53 GMT

@RogerGates wrote:
Just Checking my credit for first time in a long time now its pretty low. however i have a little bit of cash to pay off little bit of debt but then i dont know where to go from that in terms of increasing my score. just need some advice

Welcome to the forum.

Like @FireMedic1 and @Creditwiser say, if you draw us a picture of where you are now, and let us know how much money you will have to throw at it, we can give you a plan for getting the most bang for the buck.