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    <title>topic Soft pulls from new providers?  Decided to break up with Verizon FIOS and Cell Service. in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6696907#M328730</link>
    <description>&lt;P&gt;We went with T-Mobile 5G home internet and AT&amp;amp;T cell service.&amp;nbsp; Both asked for SSN, DOB, etc, so I figured I had a couple of hard pulls coming.&amp;nbsp; My notification services have been silent.&amp;nbsp; I usually get at least 5 or 6 notifications when I get my credit pulled.&amp;nbsp; Zero, nadda, nothing from either one.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I Google Fu both companies, and find they usually do hard pulls.&amp;nbsp; Have things changed?&amp;nbsp; Did they soft pull, and decide not to hard pull me?&amp;nbsp; I'm curious as to what your theories are.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 24 Jul 2023 14:02:55 GMT</pubDate>
    <dc:creator>LakeLife</dc:creator>
    <dc:date>2023-07-24T14:02:55Z</dc:date>
    <item>
      <title>Soft pulls from new providers?  Decided to break up with Verizon FIOS and Cell Service.</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6696907#M328730</link>
      <description>&lt;P&gt;We went with T-Mobile 5G home internet and AT&amp;amp;T cell service.&amp;nbsp; Both asked for SSN, DOB, etc, so I figured I had a couple of hard pulls coming.&amp;nbsp; My notification services have been silent.&amp;nbsp; I usually get at least 5 or 6 notifications when I get my credit pulled.&amp;nbsp; Zero, nadda, nothing from either one.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I Google Fu both companies, and find they usually do hard pulls.&amp;nbsp; Have things changed?&amp;nbsp; Did they soft pull, and decide not to hard pull me?&amp;nbsp; I'm curious as to what your theories are.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 24 Jul 2023 14:02:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6696907#M328730</guid>
      <dc:creator>LakeLife</dc:creator>
      <dc:date>2023-07-24T14:02:55Z</dc:date>
    </item>
    <item>
      <title>Re: Soft pulls from new providers?  Decided to break up with Verizon FIOS and Cell Service.</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6696918#M328731</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1059847"&gt;@LakeLife&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;We went with T-Mobile 5G home internet and AT&amp;amp;T cell service.&amp;nbsp; Both asked for SSN, DOB, etc, so I figured I had a couple of hard pulls coming.&amp;nbsp; My notification services have been silent.&amp;nbsp; I usually get at least 5 or 6 notifications when I get my credit pulled.&amp;nbsp; Zero, nadda, nothing from either one.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I Google Fu both companies, and find they usually do hard pulls.&amp;nbsp; Have things changed?&amp;nbsp; Did they soft pull, and decide not to hard pull me?&amp;nbsp; I'm curious as to what your theories are.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I think it's just been awhile since they HP, and now they SP&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="image.png" style="width: 653px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/90241i355FE00FC2D6B0AF/image-size/large?v=v2&amp;amp;px=999" role="button" title="image.png" alt="image.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;both att and t-mobile go out of their way to say that checking financing doesn't give a HP&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="image.png" style="width: 667px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/90243i49CFA5BEEDC73CED/image-size/large?v=v2&amp;amp;px=999" role="button" title="image.png" alt="image.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="image.png" style="width: 976px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/90242iF5FDCC3FFF15EF50/image-size/large?v=v2&amp;amp;px=999" role="button" title="image.png" alt="image.png" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 24 Jul 2023 14:54:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6696918#M328731</guid>
      <dc:creator>GZG</dc:creator>
      <dc:date>2023-07-24T14:54:22Z</dc:date>
    </item>
    <item>
      <title>Re: Soft pulls from new providers?  Decided to break up with Verizon FIOS and Cell Service.</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6697093#M328741</link>
      <description>&lt;P&gt;Never heard of internet providers doing HP's. Spectrum in store will HP but SP if things are ordered online.&lt;/P&gt;</description>
      <pubDate>Mon, 24 Jul 2023 22:08:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6697093#M328741</guid>
      <dc:creator>FireMedic1</dc:creator>
      <dc:date>2023-07-24T22:08:47Z</dc:date>
    </item>
    <item>
      <title>Re: Soft pulls from new providers?  Decided to break up with Verizon FIOS and Cell Service.</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6698710#M328794</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1059847"&gt;@LakeLife&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;We went with T-Mobile 5G home internet and AT&amp;amp;T cell service.&amp;nbsp; Both asked for SSN, DOB, etc, so I figured I had a couple of hard pulls coming.&amp;nbsp; My notification services have been silent.&amp;nbsp; I usually get at least 5 or 6 notifications when I get my credit pulled.&amp;nbsp; Zero, nadda, nothing from either one.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I Google Fu both companies, and find they usually do hard pulls.&amp;nbsp; Have things changed?&amp;nbsp; Did they soft pull, and decide not to hard pull me?&amp;nbsp; I'm curious as to what your theories are.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;T-Mobile only does a SP.&lt;/P&gt;</description>
      <pubDate>Mon, 31 Jul 2023 08:10:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6698710#M328794</guid>
      <dc:creator>Jeffster1</dc:creator>
      <dc:date>2023-07-31T08:10:44Z</dc:date>
    </item>
    <item>
      <title>Re: Soft pulls from new providers?  Decided to break up with Verizon FIOS and Cell Service.</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6699576#M328813</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/936503"&gt;@FireMedic1&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Never heard of internet providers doing HP's. Spectrum in store will HP but SP if things are ordered online.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sorry, my father-in-law died, and I kind of forgot about this thread last week.&amp;nbsp; Thanks for the information guys.&amp;nbsp; I was shocked, because when I got on a heating oil providers delivery route they did an HP.&amp;nbsp; I'm thankful that AT&amp;amp;T and T-Mobile only do SPs.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 03 Aug 2023 12:40:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pulls-from-new-providers-Decided-to-break-up-with-Verizon/m-p/6699576#M328813</guid>
      <dc:creator>LakeLife</dc:creator>
      <dc:date>2023-08-03T12:40:43Z</dc:date>
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