topic Re: Capital One's Credit Wise Updates Daily Now in General Credit Topics

Capital One's Credit Wise Updates Daily Now

GZG — Mon, 21 Aug 2023 18:30:20 GMT

There was an update with Cap1's credit wise credit monitoring service where they actually update your TU report and vantage 3.0 score daily.

it is actually reliably updated daily and it's not whenever it feels like it every few days like CK, wallethub, credit seasme

Re: Capital One's Credit Wise Updates Daily Now

FireMedic1 — Mon, 21 Aug 2023 19:25:54 GMT

Where you seeing this? "Your CreditWise credit score is updated as frequently as each week when you sign into your account. Learn more about the benefits of free credit monitoring with CreditWise."

https://www.capitalone.com/creditwise/faqs/

Re: Capital One's Credit Wise Updates Daily Now

GZG — Mon, 21 Aug 2023 20:04:38 GMT

@FireMedic1 wrote:
Where you seeing this? "Your CreditWise credit score is updated as frequently as each week when you sign into your account. Learn more about the benefits of free credit monitoring with CreditWise."
https://www.capitalone.com/creditwise/faqs/

https://creditwise.capitalone.com/faq/dsr-works

it's definitely daily now, I imagine the pull is either early in the morning or when you open the app/service for the first time during that day

it's much, much faster to see any score/report changes than any of the other TU monitoring

I also prefer their outlining of accounts with creditwise as opposed to an official TU report with every account listed in a giant box, they should be seperating out different types of accounts, but it's easier it's still easier to read imo

also this July 13th email:

image.png

Re: Capital One's Credit Wise Updates Daily Now

FireMedic1 — Mon, 21 Aug 2023 20:37:13 GMT

That goes straight to CW. I was looking at while online where the accounts are bottom left. Yes it usually says update next week on a certain date. That isnt there.

Re: Capital One's Credit Wise Updates Daily Now

markbeiser — Tue, 22 Aug 2023 03:21:24 GMT

Mine gives me EX, and the report lags behind the paid service I have through EX by quite a bit.
It is the fastest refresh of my EX Vantage 3.0 score I have access to though.

Re: Capital One's Credit Wise Updates Daily Now

IcyCool7227 — Wed, 23 Aug 2023 09:27:25 GMT

I would cancel the paid EX service then.