https://ficoforums.myfico.com/t5/General-Credit-Topics/What-s-a-Credit-Union-that-doesn-t-use-Zelle-or-Early-Warning/m-p/6709071#M329332 <P>I went with Alliant Credit Union. They don't report to Early Warning, at least not yet. 😀</P> Thu, 14 Sep 2023 15:14:58 GMT MichaelMyer 2023-09-14T15:14:58Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-s-a-Credit-Union-that-doesn-t-use-Zelle-or-Early-Warning/m-p/6705492#M329133 <P>I have NFCU and PenFed who both offer Zelle and thus, report to Early Warning. I got my Early Warning report and it's a dossier of my transactions, ACH payments, direct deposits, etc. It's an insane amount of information they're hoarding and you can't freeze your report nor opt out. Does anyone know of credit unions that don't report all your data to Early Warning?</P> Mon, 28 Aug 2023 19:01:16 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-s-a-Credit-Union-that-doesn-t-use-Zelle-or-Early-Warning/m-p/6705492#M329133 MichaelMyer 2023-08-28T19:01:16Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-s-a-Credit-Union-that-doesn-t-use-Zelle-or-Early-Warning/m-p/6708574#M329295 <P>You're going to be looking for small regional CU's that are a little old fashioned for that. I know of 2 of them in Central CA that don't do Zelle but are tightly geo-restricted.</P> Tue, 12 Sep 2023 03:23:49 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-s-a-Credit-Union-that-doesn-t-use-Zelle-or-Early-Warning/m-p/6708574#M329295 ChargedUp 2023-09-12T03:23:49Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-s-a-Credit-Union-that-doesn-t-use-Zelle-or-Early-Warning/m-p/6709071#M329332 <P>I went with Alliant Credit Union. They don't report to Early Warning, at least not yet. 😀</P> Thu, 14 Sep 2023 15:14:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-s-a-Credit-Union-that-doesn-t-use-Zelle-or-Early-Warning/m-p/6709071#M329332 MichaelMyer 2023-09-14T15:14:58Z