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    <title>topic Re: Hi, I’m New Here in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780368#M333156</link>
    <description>&lt;P&gt;&lt;SPAN&gt;Welcome to the forum.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Wed, 14 Aug 2024 17:23:44 GMT</pubDate>
    <dc:creator>Kforce</dc:creator>
    <dc:date>2024-08-14T17:23:44Z</dc:date>
    <item>
      <title>Hi, I’m New Here</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780140#M333136</link>
      <description>&lt;P&gt;Hi guys, I am new here. I joined so I could educate myself and up my knowledge on the credit card game. I've been using my CCs for 20 years and never really thought about optimizing cards, benefits, rewards, etc. I hope to learn a lot. Thanks.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 13 Aug 2024 21:05:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780140#M333136</guid>
      <dc:creator>Radical_Dreamer</dc:creator>
      <dc:date>2024-08-13T21:05:48Z</dc:date>
    </item>
    <item>
      <title>Re: Hi, I’m New Here</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780147#M333137</link>
      <description>&lt;P&gt;Welcome to the forum.&lt;/P&gt;</description>
      <pubDate>Tue, 13 Aug 2024 21:43:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780147#M333137</guid>
      <dc:creator>JoeRockhead</dc:creator>
      <dc:date>2024-08-13T21:43:45Z</dc:date>
    </item>
    <item>
      <title>Re: Hi, I’m New Here</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780150#M333138</link>
      <description>&lt;P&gt;Welcome! Keep some of the pages you come across bookmarked. I would highly recommend bookmarking the acronym page. I keep that up constantly to learn the lingo and terminology.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458#M23" target="_blank"&gt;https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458#M23&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 13 Aug 2024 21:48:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780150#M333138</guid>
      <dc:creator>noonway</dc:creator>
      <dc:date>2024-08-13T21:48:30Z</dc:date>
    </item>
    <item>
      <title>Re: Hi, I’m New Here</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780153#M333139</link>
      <description>&lt;P&gt;Welcome to the forums !&amp;nbsp;&amp;nbsp; Hope that you find information that's helpful to your credit journey.&amp;nbsp;&amp;nbsp; The &lt;A href="https://ficoforums.myfico.com/t5/Credit-Cards/bd-p/creditcard" target="_self"&gt;Credit Cards&lt;/A&gt; board is generally more active than other board here also&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 13 Aug 2024 21:59:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780153#M333139</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2024-08-13T21:59:46Z</dc:date>
    </item>
    <item>
      <title>Re: Hi, I’m New Here</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780368#M333156</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Welcome to the forum.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 14 Aug 2024 17:23:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780368#M333156</guid>
      <dc:creator>Kforce</dc:creator>
      <dc:date>2024-08-14T17:23:44Z</dc:date>
    </item>
    <item>
      <title>Re: Hi, I’m New Here</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780803#M333171</link>
      <description>&lt;P&gt;Welcome!&lt;/P&gt;&lt;P&gt;There is so much to learn here and so many awesome members willing to share their knowledge!&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2024 12:12:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Hi-I-m-New-Here/m-p/6780803#M333171</guid>
      <dc:creator>MissLiz</dc:creator>
      <dc:date>2024-08-16T12:12:38Z</dc:date>
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