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    <title>topic Re: Self reporting Utility bills in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-reporting-Utility-bills/m-p/6780369#M333157</link>
    <description>&lt;P&gt;Ope.. I stand corrected. FICO just came through on the plus side. I guess I'll leave it.&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://i.imgur.com/o5BGmzB.png" border="0" /&gt;&lt;/P&gt;</description>
    <pubDate>Wed, 14 Aug 2024 17:26:20 GMT</pubDate>
    <dc:creator>noonway</dc:creator>
    <dc:date>2024-08-14T17:26:20Z</dc:date>
    <item>
      <title>Self reporting Utility bills</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-reporting-Utility-bills/m-p/6780366#M333155</link>
      <description>&lt;P&gt;Any advice on if I should or should not be self-reporting utility bills to the CRAs?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The reason I ask is that I was playing around with it and one of them reported to TU and dumped my VS score by 15. I immediately did a little freak out and thought about disputing it.&amp;nbsp; Should I calm myself or go forward and conquer?&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 14 Aug 2024 17:10:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-reporting-Utility-bills/m-p/6780366#M333155</guid>
      <dc:creator>noonway</dc:creator>
      <dc:date>2024-08-14T17:10:20Z</dc:date>
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    <item>
      <title>Re: Self reporting Utility bills</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-reporting-Utility-bills/m-p/6780369#M333157</link>
      <description>&lt;P&gt;Ope.. I stand corrected. FICO just came through on the plus side. I guess I'll leave it.&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://i.imgur.com/o5BGmzB.png" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 14 Aug 2024 17:26:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Self-reporting-Utility-bills/m-p/6780369#M333157</guid>
      <dc:creator>noonway</dc:creator>
      <dc:date>2024-08-14T17:26:20Z</dc:date>
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