topic Credit Union Credit Cards? Information? in General Credit Topics

Credit Union Credit Cards? Information?

Marqedsade — Fri, 11 Oct 2024 13:11:17 GMT

Looking for info on the following issuers- NASA, Alliant, and FIrst Tech

1- Inquiry Sensitive?

2- Starting Limit?

3- POI required?

4- Membership required?

5- HP/SP for membership? If HP, can that same HP be used for a credit card with them?

6- PLOC or CLOC?

7- General Experiences/Data Points

I appreciate any and all feedback you have! Thanks!

Re: Credit Union Credit Cards? Information?

northway — Fri, 11 Oct 2024 17:02:55 GMT

@Marqedsade wrote:
Looking for info on the following issuers- NASA, Alliant, and FIrst Tech

1- Inquiry Sensitive?
2- Starting Limit?
3- POI required?
4- Membership required?
5- HP/SP for membership? If HP, can that same HP be used for a credit card with them?
6- PLOC or CLOC?
7- General Experiences/Data Points

I appreciate any and all feedback you have! Thanks!

NASA and First Tech blow. Go for Alliant if you're going to go for it.

All credit unions require membership. None that you inquired about do a HP for membership.

Limits will depend on your income and credit history. There is NEVER a set in stone "starting" limit with any lender.

Re: Credit Union Credit Cards? Information?

FicoMike0 — Fri, 11 Oct 2024 19:00:33 GMT

Since first tech and dcu are merging, do you think dcu will blow too?

Re: Credit Union Credit Cards? Information?

Snook_on_the_Line — Sat, 12 Oct 2024 03:20:07 GMT

Alliant is very sensitive to chexsystems inquiries

I applied earlier this year and was denied for membership

when I asked why they said it was due to my Chex report.

what was on said report when I pulled it?

a total of two hard inquiries in three years and no derogatory info