topic Re: Disturbing email from Discover! in General Credit Topics

Disturbing email from Discover!

akaFettHutt — Sat, 19 Oct 2024 17:05:56 GMT

On 10/16 the email said that they discovered my SSN in the dark web. I keep my credit reports frozen and also my Chex. Anyone else in my situation?

Re: Disturbing email from Discover!

Slabenstein — Sat, 19 Oct 2024 17:16:27 GMT

Almost everyone in America is in that situation.

Re: Disturbing email from Discover!

trant3 — Sat, 19 Oct 2024 17:34:13 GMT

I get that email every month. Everybody's info has been involved in at least one data breach

Re: Disturbing email from Discover!

Creditwiser — Sat, 19 Oct 2024 17:34:25 GMT

Yep

Re: Disturbing email from Discover!

Jnbmom — Sat, 19 Oct 2024 18:23:13 GMT

I get these monthly nothing new . Yes best to have reports on freeze, however your data is out there through financial institutions etc.

Re: Disturbing email from Discover!

NoMoreDebt — Sat, 19 Oct 2024 20:13:52 GMT

Welcome to the party.

Re: Disturbing email from Discover!

Aim_High — Sat, 19 Oct 2024 23:33:11 GMT

Like many of us, @akaFettHutt, you may have been involved in a **HUGE** recent data breach. This does not appear to be just any ordinary data breach. It's in a league of it's own for the breadth or data and consumers affected. Websearch the "National Public Data" breach from August 2024. There are posts on this forum and Reddit about it, as well as tons of news articles. Many of our members are getting these alerts now, and yes, the great majority of Americans have had their data exposed in one or more of these breaches.

Go to >THIS LINK< to read more about some suggested follow-up actions and links to other websites for further information.

Re: Disturbing email from Discover!

nytokyobred79 — Sat, 19 Oct 2024 23:45:16 GMT

As others have said, I receive these periodically now. I'm signed up to various subscriptions that will alert me when my data is found on the dark web, etc. I keep my accounts locked only unlock if I'm app'ng( immediately re-lock). I saw that you can only put something like a freeze or extra layer of security on your social security number as well.

Re: Disturbing email from Discover!

nytokyobred79 — Sat, 19 Oct 2024 23:46:16 GMT

Re: Disturbing email from Discover!

Iusedtolurk — Sun, 20 Oct 2024 11:30:05 GMT

@akaFettHutt I can imagine the feeling you had finding out that information about your SSN because I was also disturbed when I found out a couple weeks ago that my SSN was also exposed on the dark web.

Generally I receive and have received for years alerts of personal info exposed on the dark web BUT this time was definitely different. This time my actual SSN, addresses, phone numbers etc were exposed. All the info needed to fill out any credit, loans, etc. apps.

The Breach (National Public Data) in August was Monstrous.

One must remain Vigilant in securing Credit Reports, Using Alert Features and Monitoring Credit statuses.

Re: Disturbing email from Discover!

Snook_on_the_Line — Sun, 20 Oct 2024 22:51:26 GMT

Welcome to the club.

freeze and monitor your reports and accounts regularly

I keep a close watch on my reports

credit monitoring, account alerts, 2fa, freezes on the three main cras + Chex.

I've worked too hard rebuilding my credit to let some cyberpunk to eff it up.

@Aim_High wrote:
Like many of us, @akaFettHutt, you may have been involved in a **HUGE** recent data breach. This does not appear to be just any ordinary data breach. It's in a league of it's own for the breadth or data and consumers affected. Websearch the "National Public Data" breach from August 2024. There are posts on this forum and Reddit about it, as well as tons of news articles. Many of our members are getting these alerts now, and yes, the great majority of Americans have had their data exposed in one or more of these breaches.
,
Go to >THIS LINK< to read more about some suggested follow-up actions and links to other websites for further information.

this link^^^
was scary.

addresses, SS#s and the like for everyone in my family going back decades

Re: Disturbing email from Discover!

Windchill92 — Mon, 21 Oct 2024 17:50:45 GMT

The new-ish IRS SSN account for security requires facial recognition to verify your identity, which erred me away from doing it.

I know if you have a WE Mastercard (maybe W?) they offer their own identity protection that'll parse the web for your card #s, phone #s, SSN, etc.

The TLDR of info leaks is lock down all 3 Credit Bureaus, lock Chex, and lock LexisNexis.