https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap-1-Soft-Pull-Insanity/m-p/6794706#M334191 <P>CreditWise most likely. Don't worry about it.</P> Mon, 28 Oct 2024 12:38:46 GMT Varsity_Lu 2024-10-28T12:38:46Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap-1-Soft-Pull-Insanity/m-p/6794506#M334171 <P>I've had Cap1 Visa &amp; MC for almost 7 years, plus the Kohl's Visa conversion in September. C1 has been soft pulling me almost twice per week on Experian since early this year. Now it's increased to 10 times in September and 12 times thus far in October. Sometimes the pulls are literally consecutive days. I have zero negatives, minimally use the cards and almost always PIF prior to new statement. Aggregate UT 12% on 0 apr BT's, none of which involved C1. Why relentlessly monitor my EX?</P> Sat, 26 Oct 2024 20:13:12 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap-1-Soft-Pull-Insanity/m-p/6794506#M334171 GreatLife 2024-10-26T20:13:12Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap-1-Soft-Pull-Insanity/m-p/6794706#M334191 <P>CreditWise most likely. Don't worry about it.</P> Mon, 28 Oct 2024 12:38:46 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap-1-Soft-Pull-Insanity/m-p/6794706#M334191 Varsity_Lu 2024-10-28T12:38:46Z