topic Re: Where to get free FICO 08 scores in General Credit Topics

Where to get free FICO 08 scores

masscredit — Mon, 05 May 2025 22:51:13 GMT

This is my list of where I get free FICO 08 scores -

DCU - EQ - last Friday of each month

Cap 1 - TU - they just started offering FICO so I'm not sure how often they will be updated

Mercury - TU - I don't pay attention to how often they update

EX site - I have the free plan. Haven't noticed how often it updates

TD Bank - EX - 28th of the month

Would like to be able to get my EQ score more often.

Where do you get yours?

Re: Where to get free FICO 08 scores

Patient957 — Mon, 05 May 2025 23:26:28 GMT

Amex EX8 (daily, I think)

I have a bunch that offer free 9.

WF EX9 (daily, I think)

PenFed EQ9 (randomly)

Ally EX9 Bankcard (monthly)

Re: Where to get free FICO 08 scores

Seatac — Tue, 06 May 2025 00:02:41 GMT

BTW Amex is once every 7 days

Re: Where to get free FICO 08 scores

FicoMike0 — Tue, 06 May 2025 02:16:55 GMT

You can get a free equifax fico8 right here on myfico.

Free tu fico8 from huntington

Commerce bank gives a free tu fico bankcard 9, but only every three months.

Re: Where to get free FICO 08 scores

FicoMike0 — Tue, 06 May 2025 02:12:45 GMT

I don't think the dcu score is fico8. They give my score as 777. All of my fico8 scores are over 800. I think it's a mortgage score.

Re: Where to get free FICO 08 scores

masscredit — Tue, 06 May 2025 02:46:04 GMT

@FicoMike0 - You're reply had me wondering what I pay $14.95 per month for here. I've been a member since 2012. I'm guessing the plan(s) have changed over the years. For the free score you mentioned, does that update monthly or everytime there is a change? I get a notification when there is a change. And I wonder if DCU changed what they offer? I believe it used to be EQ08. Actually, I just did the free trial at creditchecktotal. My score there is the same as DCU. Something I didn't note is this site, a good place to get all 3 once in awhile.

Re: Where to get free FICO 08 scores

14YHWH — Sun, 03 Aug 2025 02:14:51 GMT

Just sharing DPs .....

I have access to free FICO 8 scores from the following:

- Experian: American Express Hilton credit card - updated weekly

- TransUnion: Bank of America credit cards - updated approx. 20th of each month

Similar to @masscredit, I'm looking for a place to get a free FICO 8 from Equifax ...... the search continues ......

Re: Where to get free FICO 08 scores

NoHardLimits — Sun, 03 Aug 2025 02:24:42 GMT

@14YHWH wrote:
Just sharing DPs .....

I have access to free FICO 8 scores from the following:

- Experian: American Express Hilton credit card - updated weekly
- TransUnion: Bank of America credit cards - updated approx. 20th of each month

Similar to @masscredit, I'm looking for a place to get a free FICO 8 from Equifax ...... the search continues ......

MyFICO.com's free plan gives FICO 8 from Equifax. It updates whenever there is a score change, but the credit report details only update once a month.

FICO Free Plan

Re: Where to get free FICO 08 scores

14YHWH — Sun, 03 Aug 2025 05:16:49 GMT

@NoHardLimits, thank you very much!

I did not know myFICO had a free version.

The only pricing I previously knew was here .

Thanks a ton for the link!

(Forgot to mention on my earlier post, CreditWise also has free TransUnion FICO 8 scores - updated daily I believe.)