topic Re: whic banks or cu do not pull lexisnexis when creditcard? in General Credit Topics

whic banks or cu do not pull lexisnexis when creditcard?

myfarouco — Sat, 16 Aug 2025 09:03:09 GMT

which banks or cu do not pull lexisnexis when creditcard? i know major banks do , but what about others and cus , is there a way to know or you just gotta call each one of them ?

Re: whic banks or cu do not pull lexisnexis when creditcard?

AndySoCal — Sat, 16 Aug 2025 18:52:36 GMT

Chex Systems is when you are opening a Banking relationship IE checking and or savings account(s) not credit card only. You cannot be a member of a credit union and not have a deposit account. Some credit unions do pull Chex others do not. Doctor of credit has a list of those who and do not

Re: whic banks or cu do not pull lexisnexis when creditcard?

james598patton — Wed, 10 Sep 2025 04:03:16 GMT

@AndySoCal aessuccess login wrote:
Chex Systems is when you are opening a Banking relationship IE checking and or savings account(s) not credit card only. You cannot be a member of a credit union and not have a deposit account. Some credit unions do pull Chex others do not. Doctor of credit has a list of those who and do not

Hello @AndySoCal,
Most major banks and credit unions may pull LexisNexis for credit card applications, but specifics vary. Unlike ChexSystems, which applies to deposit accounts, LexisNexis checks are less transparent. There’s no public list, so contacting institutions directly is best. Doctor of Credit offers helpful insights on ChexSystems usage.

Best Regards,
James Patton

Re: whic banks or cu do not pull lexisnexis when creditcard?

pizzadude — Sun, 14 Sep 2025 01:08:00 GMT

Moved to Credit Cards

Re: whic banks or cu do not pull lexisnexis when creditcard?

crystal626 — Sun, 14 Sep 2025 05:37:11 GMT

It seems to be very rare that a bank pulls LN for a credit card as I've had my LN frozen for years and never been denied anything for it.

Re: whic banks or cu do not pull lexisnexis when creditcard?

raymonddhomps — Tue, 16 Sep 2025 13:46:21 GMT

Thank you for sharing!