topic Re: Pre-Qual Credit Card Sites in General Credit Topics

Pre-Qual Credit Card Sites

LivingTheAmericanDream — Tue, 13 May 2025 01:16:31 GMT

Pre-Qual Credit Card Sites. I try to stay current on those offering a pre-qual: below is what I have for now. (Synchrony link below but proceed cautiously...) Please add any that are not on the list. And keep in mind that, even though you might be 'pre-qual'd' it doesn't guaranteed final approvel. Thanks and please post your results below!

- Patelco Credit Union: https://www.patelco.org/credit-cards-and-loans/credit-cards
- Gesa Credit Union: https://apply.gesa.com/
- NASA Federal Credit Union: https://applycs.nasafcu.com/
- Dover CU: https://apply.doverfcu.com/product/
- Navy Federal Credit Union (NFCU): https://www.navyfederal.org/loans-cards/credit-cards.html

- KeyPoint Credit Union: https://kpcu.com/Loans/Credit-Cards
- American Express (AmEx): https://www.americanexpress.com/us/credit-cards/
- BofA: https://secure.bankofamerica.com/secure-offers/public/customizedOffers/

- Chase: https://creditcards.chase.com/check-for-preapproved-offers
- Citi: https://online.citi.com/US/ag/cards/pre-screen
- USALLIANCE Financial: https://www.usalliance.org/pre-qualification
- Regions Bank: https://apply.regions.com/creditcards/
- FNBO: https://www.fnbo.com/personal-banking/credit-cards/
- Apple Card: https://card.apple.com/apply/start
- Discover: https://www.discovercard.com/application/preapproval/initial
- CapitalOne: https://www.capitalone.com/credit-cards/preapprove/
- TD Bank: https://www.td.com/us/en/personal-banking/credit-cards (not for California residents)

- Synchrony: https://www.synchrony.com/financing/credit-cards - closing many accounts without notice so tread lightly.

Re: Pre-Qual Credit Card Sites

Jnbmom — Tue, 13 May 2025 00:12:58 GMT

Bank of America not reliable neither is Navy .

Re: Pre-Qual Credit Card Sites

ptatohed — Tue, 13 May 2025 00:31:20 GMT

citi: https://online.citi.com/US/ag/cards/pre-screen

Chase: https://creditcards.chase.com/check-for-preapproved-offers

Re: Pre-Qual Credit Card Sites

LivingTheAmericanDream — Tue, 13 May 2025 01:14:01 GMT

Thanks; both Chase and Citi seem to cycle their pre-qual offer site. What is your experience with their reliability for approval?

Re: Pre-Qual Credit Card Sites

LivingTheAmericanDream — Tue, 13 May 2025 01:14:30 GMT

Sad but true. Same with Wells Fargo.

Re: Pre-Qual Credit Card Sites

ptatohed — Tue, 13 May 2025 05:55:50 GMT

@LivingTheAmericanDream wrote:
Thanks; both Chase and Citi seem to cycle their pre-qual offer site. What is your experience with their reliability for approval?

I don't have a lot of experience with pre-quals, sorry. I don't get new cards often and my scores and income are pretty good so I just apply for cards that I want and assume I'll be approved. More recently, I was pre-approved for a Sapphire Preferred but that was on my Chase dashboard so I am not sure if that counts? I think my upgrade card came with a pre-qual that you do before you accept and that went well. And my Smartly card also had a pre-qual which said I was approved before I accepted. But these are all cards I was going to get anyway so the pre-qual didn't play a factor in my decision.

Re: Pre-Qual Credit Card Sites

LivingTheAmericanDream — Tue, 13 May 2025 18:15:53 GMT

Updated and added. Thanks!

Re: Pre-Qual Credit Card Sites

LivingTheAmericanDream — Sat, 17 May 2025 22:37:23 GMT

Added one new one, plus edited initial post to add Chase and Cit:

Langley FCU: https://www.langleyfcu.org/

Re: Pre-Qual Credit Card Sites

KangiCosmos — Wed, 17 Sep 2025 21:32:37 GMT

Both Navy and NASA showed I was approved on pre-qualify. Pulled trigger on both. Both Denied. So not reliable

Re: Pre-Qual Credit Card Sites

LivingTheAmericanDream — Thu, 18 Sep 2025 02:25:52 GMT

Ugghhhh. Bummer to hear but appreciate the info.