topic Lending Point Trade line inquiry in General Credit Topics

Lending Point Trade line inquiry

Tiersha — Sun, 21 Dec 2025 15:38:46 GMT

I took out a Lending point loan for consolidation purposes (interest rate was good for me). That was on Nov 2. I see their hard inquiry but the loan hasn't shown up on my report. It is now Dec 21. Does this mean this is a possible hidden trade line like John Deere or is it simply just not yet reported and will happen at like day 60?

This is the only loan taken that wasn't reported right away.

Re: Lending Point Trade line inquiry

LIGHTNIN — Mon, 22 Dec 2025 02:33:28 GMT

Have you checked all 3 CRA's?

From my understanding, leading point reports to TU and EX. Doesn't report to EQ.

Re: Lending Point Trade line inquiry

Mervin — Mon, 05 Jan 2026 22:45:13 GMT

Did it show up?

Re: Lending Point Trade line inquiry

Mervin — Wed, 21 Jan 2026 00:20:36 GMT

@4qw84lwtaq You can check all 3 on annualcreditreport.com!

Re: Lending Point Trade line inquiry

Tiersha — Wed, 27 May 2026 15:45:09 GMT

Yep, lending does show up.