topic Re: Is TransUnion slower to update? in General Credit Topics

Is TransUnion slower to update?

ibuycoffee — Mon, 02 Feb 2026 15:44:44 GMT

I recently (in the past month or so), started paying better attention to my credit profile by signing up for myFico. I've paid down a significant portion of a credit card balance and Equifax and Experian were pretty quick to update the utilization percentage. TransUnion as not updated yet. Is this normal for TransUnion?

Re: Is TransUnion slower to update?

TrapLine — Tue, 03 Feb 2026 12:31:40 GMT

Over many years my TU profile updates about four to ten days after a statement cutoff. It has been the one of the three credit bureaus that was the last one to report.

Re: Is TransUnion slower to update?

bluenote-lp — Wed, 04 Feb 2026 22:31:13 GMT

Very normal. Transunion has always been the last to the race. Thank goodness most banks don't oull them for mortgage in my state.

Re: Is TransUnion slower to update?

Stuart89 — Wed, 04 Feb 2026 23:49:34 GMT

I haven’t noticed that. Are you checking them all in the same place?