topic Re: GW letter to Citibank worked!!! in General Credit Topics

GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 01:23:28 GMT

I just received notification from Score Watch. Citibank removed the 120+ days late and I don't see "paid collection" list on my Equifax CR anymore! 12 point increase!!! It might not mean a lot to some people but the 12 points bring me into the 600's...606 baby! I'm hoping if Citibank accepted the GW letter, ExxonMobil and J.Crew will remove the one 30 days late that I had with them HOORAY!

I want to thank all of you for your help!!!! I'm so addicted to this site! You guys are the best!

Message Edited by ctjulie on 08-10-2007 06:23 PM

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 01:06:20 GMT

Congratulations!!! Would you mind posting the GW letter you sent.

Thanks.

C.

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 01:21:27 GMT

I used the GW letters that Tuscani and someone else posted. Thanks guys!...and I'm so sorry I don't remember who the 'author' of the other letter is.

July 31, 2007

RE: Account # xxxxxxxxxxxxxxxx

CITIBANK
P.O. Box 6241
Sioux Falls, SD 57117-6241

To Whom It May Concern:

I am writing a letter about my experience with CITIBANK that is a mixture of a grateful "thank-you" and a pressing request concerning a credit card tradeline in my credit files that I would like to have revised.

I received two Citibank cards in 2000 and had always paid on time. That is until September and October of 2003, when my “downward spiral” began. To be honest, the last few years have been a "wake-up" call for me regarding fiscal organization. I often wonder where I had gone wrong, from being fiscally responsible then almost overnight (and the couple of years following), a mess! I now believe I have re-learned the essential organizational and financial management principles I desperately needed at that point. I fully recognize my responsibility with respect to payable accounts and have worked diligently to rehabilitate my relationship with creditors since that time.

Because of my good payment history during the duration of the cards (for the exception of the two months on the account xxxx), I would like you to consider removing the negative payment from my credit report. I hope that you are willing to work with me on erasing this mark from my credit reports. I also hope that one day you will renew your confidence in me and give me a second chance at a relationship with you.

Very hopefully yours,

CTJulie
123 Main Street
My Town, CT 00000

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 02:14:21 GMT

Wonderful letter ctjulie and congrats!

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 02:17:19 GMT

congrats!! i wrote one to them too regarding 3 chargeoffs...hoping for the same outcome as you.

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 02:28:24 GMT

Thanks for posting the letter. It looks great!!!

@Anonymous wrote:
I used the GW letters that Tuscani and someone else posted. Thanks guys!...and I'm so sorry I don't remember who the 'author' of the other letter is.

July 31, 2007

RE: Account # xxxxxxxxxxxxxxxx

CITIBANK
P.O. Box 6241
Sioux Falls, SD 57117-6241

To Whom It May Concern:

I am writing a letter about my experience with CITIBANK that is a mixture of a grateful "thank-you" and a pressing request concerning a credit card tradeline in my credit files that I would like to have revised.

I received two Citibank cards in 2000 and had always paid on time. That is until September and October of 2003, when my “downward spiral” began. To be honest, the last few years have been a "wake-up" call for me regarding fiscal organization. I often wonder where I had gone wrong, from being fiscally responsible then almost overnight (and the couple of years following), a mess! I now believe I have re-learned the essential organizational and financial management principles I desperately needed at that point. I fully recognize my responsibility with respect to payable accounts and have worked diligently to rehabilitate my relationship with creditors since that time.

Because of my good payment history during the duration of the cards (for the exception of the two months on the account xxxx), I would like you to consider removing the negative payment from my credit report. I hope that you are willing to work with me on erasing this mark from my credit reports. I also hope that one day you will renew your confidence in me and give me a second chance at a relationship with you.

Very hopefully yours,

CTJulie
123 Main Street
My Town, CT 00000

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 02:47:13 GMT

Good job, congrats!!!!

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 03:08:01 GMT

Thanks guys! I really could not have done it without all of you!

1 down...so many more to go ;p

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 03:12:00 GMT

Congrats!!

Re: GW letter to Citibank worked!!!

Tuscani — Sat, 11 Aug 2007 06:39:44 GMT

Super!

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 14:01:18 GMT

Great job! I love seeing the positive outcome of the GW letters. I am still waiting to hear from three of mine but am hopeful. Anybody have any luck with GMAC for auto lease?

Re: GW letter to Citibank worked!!!

Anonymous — Sat, 11 Aug 2007 15:43:35 GMT

CONGRADS!!!!!!!!!!!!!!

Re: GW letter to Citibank worked!!!

Anonymous — Tue, 04 Sep 2007 20:17:07 GMT

Congrats. I was not so lucky. I just got a letter from them telling me that the information was correct. I am not stupid. I know the information is correct. I think I will try again.