topic Re: How Is AMEX on CL increases? in General Credit Topics

How Is AMEX on CL increases?

senseidab — Fri, 04 May 2007 02:06:23 GMT

I have the Delta sky miles $1000.00 limit. Are they hard to get increases? TY

Re: How Is AMEX on CL increases?

Anonymous — Fri, 04 May 2007 02:48:52 GMT

Not at all. Amex can be very generous with credit limits assuming you treat them well.

Re: How Is AMEX on CL increases?

Anonymous — Fri, 04 May 2007 05:07:28 GMT

From what I hear others report, AMEX is among the most generous with CLIs.

Re: How Is AMEX on CL increases?

Nick777 — Fri, 04 May 2007 21:03:48 GMT

I called Amex today and raised my limit from 6,000 to 25,000...without ever having to speak with a person. My original credit limit was 2,000 and will one call last year, they raised it to 6,000 (I talked to someone that time). In my opinion, Amex is the best on CL increases. -Nick

Re: How Is AMEX on CL increases?

fused — Fri, 04 May 2007 21:41:00 GMT

I wholeheartedly agree with you all!

Re: How Is AMEX on CL increases?

senseidab — Sat, 05 May 2007 00:49:24 GMT

How long should you have the card ..of course in good standing...before you can ask for an increase?

Re: How Is AMEX on CL increases?

Anonymous — Sat, 05 May 2007 01:18:32 GMT

I've heard AMEX is a great card to have...and, not coincidentally, you have to have a credit rating nearly as good as that of Satan Himself to obtain an AMEX card.

Re: How Is AMEX on CL increases?

smallfry — Sat, 05 May 2007 01:32:21 GMT

I would think Satan wouldn't be able to handle CC utilization and would carry a high number.

Re: How Is AMEX on CL increases?

Tuscani — Sat, 05 May 2007 02:19:16 GMT

My guess is Satan carries a First Premier card.

Re: How Is AMEX on CL increases?

Anonymous — Sat, 05 May 2007 16:22:10 GMT

My AMEX hasn't been reported on my CR yet. I'm interested to see what impact it will have on my scores.

Re: How Is AMEX on CL increases?

Tuscani — Sat, 05 May 2007 20:31:09 GMT

Be patient, it will. Amex is slow.

Re: How Is AMEX on CL increases?

fused — Sat, 05 May 2007 20:56:54 GMT

This is interesting! Neither of my AMEX cards are reporting on EX. I spoke with the "reporting department" at AMEX and they insist AMEX reports to all three bureaus. I spoke with EX and they are looking in to it...well supposedly. With AMEX not showing on EX my score is 40 points lower than my TU and EQ scores.

Re: How Is AMEX on CL increases?

Anonymous — Sat, 05 May 2007 23:44:48 GMT

Some have reported getting AMEX Skymiles with FICOs in the low 600s, and I think a few got it with high 500s.

Don't know what's in Satan's wallet, but it's bound to have a very interesting rewards program.

Re: How Is AMEX on CL increases?

MercyMe — Sun, 06 May 2007 01:42:17 GMT

Aww... Tuscani, and most respectfully, I am not Satan. Nor am I in anyway, whatsoever, associated with Satan, though I do carry a First Premier bankcard, and am grateful to have it -- as they helped me to repair the damage done to my credit after the birth of my disabled son. Between his AV canal and the myriad of hospitals and therapists, during the first few months and many years thereafter, of his life, I became unemployed and unemployable and the credit sunk lower than the bowels of Hades! Then my car broke down, and because I didn't have a credit card, and not enough in the bank to debit a rental, I was really stuck. The only people who would give me a chance was First Premier, albeit I had to pay for the chance with membership fees and monthly fees, and all sorts of other fees, and have never obtained a credit line above $400, but it was worth it just for their reporting every month, which helped me to re-establish myself. I paid off the card several months ago and still pay the $6 monthly maintenance fee, but have graduated to a Bank of America with a $2500, so I guess I'm on my way, huh? For some of us who need to re-establish, First Premier isn't so bad, and I just don't want someone else, who ends up as desperate as I was, to think First Premier's the worst that could happen. For me, they were the best, and most certainly the best and only thing I could do at the time...

Re: How Is AMEX on CL increases?

Anonymous — Sun, 06 May 2007 02:04:17 GMT

This just in. I did some checking on a few other credit forums. Here's what I learned.

Satan (aka, the Almighty) doesn't actually have any CCs. He does deal in credit, but the terms are quite different. Mostly involves contracts and wishes and a trade in on souls, or some such thing. Also, turns out a lotta people aren't reading the fine print. As such, when most learn the circle of H*ll to which they'll be spending eternity, a lotta people are highly motivated to get an upgrade or transfer. Seems that Circle Two and Seven house a lot of easy girls with loose morals, so those demand a premium.

Hope this helps.

Re: How Is AMEX on CL increases?

Anonymous — Sun, 06 May 2007 17:37:09 GMT

@smallfry wrote:
I would think Satan wouldn't be able to handle CC utilization and would carry a high number.

His is always 66.6%. Go figure.

Re: How Is AMEX on CL increases?

Anonymous — Sat, 15 Dec 2007 02:44:31 GMT

amex doesnt give CLI anymore, only 1 evey 6 months??? that what they told me.

anyone???

sam

Re: How Is AMEX on CL increases?

Anonymous — Sat, 15 Dec 2007 02:46:06 GMT

sambabchip wrote:
amex doesnt give CLI anymore, only 1 evey 6 months??? that what they told me.

anyone???

sam

yep. i'm hoping that they put all thier monthly snooping to good use and start autocling since they took the luv button away.

Re: How Is AMEX on CL increases?

marty56 — Sat, 15 Dec 2007 02:51:00 GMT

Yes but he probably has a great credit score. Think of all those AUs he has.

Message Edited by marty56 on 12-14-2007 06:51 PM

Re: How Is AMEX on CL increases?

haulingthescoreup — Sat, 15 Dec 2007 03:00:43 GMT

@Anonymous wrote:
amex doesnt give CLI anymore, only 1 evey 6 months??? that what they told me.
anyone???
sam

Hi, sam, you've taken us on a time machine here. This post was from back in May, and things have certainly changed since then! What you were told is the current reality.

@marty56 wrote:
Yes but he probably has a great credit score. Think of all those AUs he has.

good one, marty! Can't go wrong with a Satan joke!