topic Re: I must say that by coming on this board... in General Credit Topics

I must say that by coming on this board...

missdesire — Thu, 23 Aug 2007 19:02:05 GMT

I have learned a lot. I have learned that in order to keep my score up I need to keep my UT down to 1 or 9%.. I maybe wrong but I'm learning.

So since I've been on here my score from EQ was 612 and on TU it was 600 I have no idea what EX is. I've made payments of $400 each on two of my major CC just so I could bring my UT down. I have other CC but those two are the main ones I need. My other cc I pay them normally like I've been doing.

I came on this boarded on I think in July and I noticed my score. I was desperate to find out how to raise my score and you guys has helped me a lot.

my cousin called me and and asked me "COULD U IMAGINE URSELF HAVING A 837 BEACON SCORE?" Then I asked her who score is that? She said it was hers..

Man I was kind of jealous. So I quickly logged on to Myfico to see if there has been any change and I couldn't believe what I saw.. My score jumped 17 (629) points on EQ and on TU it jumped 13 (613) points. So now I am going to continue to pay all my bills on time and make sure that none of my bills be late..

Again thanks to each and everyone of you guys.. I could see myself hitting the 700 mark by Dec.. (Keeping my fingers crossed.)

Re: I must say that by coming on this board...

Anonymous — Thu, 23 Aug 2007 19:14:23 GMT

I have only been a member on this baord for a few weeks and the information available and feedback provided has been very enlightening.

I finally feel like I have a chance to really turn things a round.

Thanks to everyone who contributes!

Re: I must say that by coming on this board...

MidnightVoice — Thu, 23 Aug 2007 19:17:12 GMT

This forum is cheaper and better than a book, and much more fun

Learn that FICO scoring is a game with its own particular rules. One you are fiscally responsible, playing the game increases your scores.

Re: I must say that by coming on this board...

George2037 — Thu, 23 Aug 2007 19:25:25 GMT

It's a game that we all hate to play but somehow we get the motivation to continue..........

Re: I must say that by coming on this board...

Anonymous — Thu, 23 Aug 2007 19:34:55 GMT

WTG, missdesire!

Re: I must say that by coming on this board...

Tuscani — Fri, 24 Aug 2007 12:24:53 GMT

Congrats!

Re: I must say that by coming on this board...

Anonymous — Fri, 24 Aug 2007 13:26:49 GMT

missdesire wrote:
was hers..
Man I was kind of jealous. So I quickly logged on to Myfico to see if there has been any change and I couldn't believe what I saw.. My score jumped 17 (629) points on EQ and on TU it jumped 13 (613) points. So now I am going to continue to pay all my bills on time and make sure that none of my bills be late..

Again thanks to each and everyone of you guys.. I could see myself hitting the 700 mark by Dec.. (Keeping my fingers crossed.)

Congrats, It's a great feeling, isn't it?

I have found this to be one of my most addictive obsessions/hobbies thus far, but also the most rewarding! Good Luck

Live Long & Prosper,

ctRob